Analysis
University of Miami's music graduates start at just $15,492—ranking in the 5th percentile nationally and well below Florida's median of $21,588. That's roughly half what Florida International University's music graduates earn, despite Miami's elite 19% admission rate and 1416 average SAT scores. The silver lining? Earnings nearly double to $28,238 by year four, representing 82% growth and eventually surpassing both state and national medians. Still, that first year's financial reality is stark for a program carrying a tuition premium.
The debt situation offers a rare bright spot: at $13,998, graduates carry roughly half the typical burden for music majors nationally ($26,000) and significantly less than Florida's state average ($23,992). The debt-to-earnings ratio of 0.90 means graduates owe less than one year's starting salary—manageable, though that calculation looks worse when you consider that first year's particularly low earnings.
This program ultimately asks students to weather a difficult financial launch in exchange for stronger later-career prospects. The moderate sample size suggests these figures are reasonably reliable, and the strong earnings trajectory indicates graduates do find their footing. But parents should understand their child may need substantial financial support during that first year or two post-graduation—the prestige of the degree doesn't translate to immediate earning power in the music field.
Where University of Miami Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How University of Miami graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Miami | $15,492 | $28,238 | +82% |
| Full Sail University | $25,005 | $35,204 | +41% |
| Florida State University | $19,429 | $35,173 | +81% |
| University of Florida | $22,559 | $32,760 | +45% |
| University of Central Florida | $21,957 | $31,200 | +42% |
Compare to Similar Programs in Florida
Music bachelors's programs at peer institutions in Florida (32 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $59,926 | $15,492 | $28,238 | $13,998 | 0.90 | |
| $6,565 | $25,484 | $17,763 | $14,882 | 0.58 | |
| $26,417 | $25,005 | $35,204 | $30,999 | 1.24 | |
| $6,389 | $24,405 | $28,439 | $20,188 | 0.83 | |
| $6,381 | $22,559 | $32,760 | — | — | |
| $6,368 | $21,957 | $31,200 | $20,567 | 0.94 | |
| National Median | — | $26,036 | — | $26,000 | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.