Median Earnings (1yr)
$15,492
5th percentile (25th in FL)
Median Debt
$13,998
46% below national median
Debt-to-Earnings
0.90
Manageable
Sample Size
41
Adequate data

Analysis

University of Miami's music graduates start at just $15,492—ranking in the 5th percentile nationally and well below Florida's median of $21,588. That's roughly half what Florida International University's music graduates earn, despite Miami's elite 19% admission rate and 1416 average SAT scores. The silver lining? Earnings nearly double to $28,238 by year four, representing 82% growth and eventually surpassing both state and national medians. Still, that first year's financial reality is stark for a program carrying a tuition premium.

The debt situation offers a rare bright spot: at $13,998, graduates carry roughly half the typical burden for music majors nationally ($26,000) and significantly less than Florida's state average ($23,992). The debt-to-earnings ratio of 0.90 means graduates owe less than one year's starting salary—manageable, though that calculation looks worse when you consider that first year's particularly low earnings.

This program ultimately asks students to weather a difficult financial launch in exchange for stronger later-career prospects. The moderate sample size suggests these figures are reasonably reliable, and the strong earnings trajectory indicates graduates do find their footing. But parents should understand their child may need substantial financial support during that first year or two post-graduation—the prestige of the degree doesn't translate to immediate earning power in the music field.

Where University of Miami Stands

Earnings vs. debt across all music bachelors's programs nationally

University of MiamiOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Miami graduates compare to all programs nationally

University of Miami graduates earn $15k, placing them in the 5th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Music bachelors's programs at peer institutions in Florida (32 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Miami$15,492$28,238$13,9980.90
Florida International University$25,484$17,763$14,8820.58
Full Sail University$25,005$35,204$30,9991.24
University of North Florida$24,405$28,439$20,1880.83
University of Florida$22,559$32,760——
University of Central Florida$21,957$31,200$20,5670.94
National Median$26,036—$26,0001.00

Other Music Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida International University
Miami
$6,565$25,484$14,882
Full Sail University
Winter Park
$26,417$25,005$30,999
University of North Florida
Jacksonville
$6,389$24,405$20,188
University of Florida
Gainesville
$6,381$22,559—
University of Central Florida
Orlando
$6,368$21,957$20,567

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.