Analysis
Michigan's cognitive science program produces graduates earning $44,700 in their first year—roughly $3,300 above the national median for this major. While that 59th percentile ranking suggests solid but not exceptional early outcomes, the debt picture stands out: at $22,500, graduates here carry more than most cognitive science students nationally, yet still maintain a manageable debt-to-earnings ratio of 0.50. This program is the only bachelor's-level cognitive science option in Michigan, which limits meaningful in-state comparisons.
The value proposition centers on Michigan's brand strength and network. Cognitive science graduates typically pursue diverse paths—UX research, data analysis, graduate school—where Michigan's reputation can open doors that raw first-year earnings don't capture. The relatively low debt load compared to the school's selectivity (18% admission rate) suggests reasonable financial aid, though students should verify their individual package. With 18% of students on Pell grants, this isn't primarily serving low-income families who might be most debt-sensitive.
For families evaluating this program, the question is whether Michigan's academic prestige justifies slightly higher debt for middle-of-the-pack earnings in a field where graduate education is common. If your child plans to work immediately after graduation in a cost-effective market, the numbers work fine. If graduate school is likely, factor in additional borrowing—though Michigan's name could help with admissions and fellowships.
Where University of Michigan-Ann Arbor Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Earnings Distribution
How University of Michigan-Ann Arbor graduates compare to all programs nationally
Compare to Similar Programs Nationally
Cognitive Science bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,228 | $44,698 | — | $22,500 | 0.50 | |
| $62,484 | $105,695 | — | $8,055 | 0.08 | |
| $66,104 | $84,314 | $96,904 | $18,660 | 0.22 | |
| $67,844 | $75,672 | — | $18,000 | 0.24 | |
| $14,850 | $64,559 | $91,715 | $13,950 | 0.22 | |
| $13,747 | $53,962 | $62,158 | $13,000 | 0.24 | |
| National Median | — | $41,362 | — | $17,750 | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Ann Arbor, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 67 graduates with reported earnings and 49 graduates with debt data. Small samples may not be representative.