Median Earnings (1yr)
$38,065
58th percentile (60th in MI)
Median Debt
$20,728
23% below national median
Debt-to-Earnings
0.54
Manageable
Sample Size
54
Adequate data

Analysis

A liberal arts degree from one of the nation's most selective universities might seem like a safer bet than the typical humanities program—and the data largely bears that out, though not as dramatically as the institution's prestige might suggest. Michigan graduates earn about $52,000 four years out, ranking in the 60th percentile among Michigan's 29 liberal arts programs. That's solid, but it means some far less selective institutions are producing better outcomes: Spring Arbor and Siena Heights graduates are pulling down $44-47k, well above Michigan's numbers.

The real advantage here is debt management. At just $20,728, Michigan grads carry roughly a third less debt than the state median of $30,254, translating to a manageable 0.54 debt-to-earnings ratio. The 37% earnings growth from year one to year four suggests this degree builds toward stronger career prospects rather than stalling out early. For a program where many students are positioning for graduate school or careers that value analytical thinking over specific technical skills, these trajectories matter more than the initial salary.

The bottom line: This isn't a lucrative path, but Michigan's combination of moderate debt and steady earnings growth makes it less risky than the typical liberal arts degree. If your child is genuinely drawn to this field and has Michigan-caliber academic credentials, the financial foundation is workable—just don't assume the university's brand automatically translates to outsized earnings in a humanities major.

Where University of Michigan-Ann Arbor Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

University of Michigan-Ann ArborOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Michigan-Ann Arbor graduates compare to all programs nationally

University of Michigan-Ann Arbor graduates earn $38k, placing them in the 58th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Michigan (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Michigan-Ann Arbor$38,065$52,263$20,7280.54
Spring Arbor University$47,121—$30,6570.65
Siena Heights University$44,746$46,912$27,1370.61
Baker College$42,426$42,418$44,3131.04
Saginaw Valley State University$40,740$56,972$38,8650.95
Ferris State University$38,583—$29,8520.77
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Spring Arbor University
Spring Arbor
$32,580$47,121$30,657
Siena Heights University
Adrian
$29,778$44,746$27,137
Baker College
Owosso
$12,810$42,426$44,313
Saginaw Valley State University
University Center
$12,240$40,740$38,865
Ferris State University
Big Rapids
$13,630$38,583$29,852

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Ann Arbor, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.