Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A $29,000 estimated debt load against first-year earnings near $37,500 sounds manageable—until you consider that peer social sciences programs in Michigan typically produce graduates earning $44,700, roughly $7,000 more annually. While the debt-to-earnings ratio of 0.78 looks reasonable by national standards, comparable programs in the state appear to deliver stronger immediate returns. Michigan State, for instance, reports first-year earnings of $46,200 for social sciences graduates, creating a $9,000 annual gap that would compound significantly over a career.
These figures carry extra uncertainty since both earnings and debt are estimated from similar programs rather than reported outcomes specific to U-M's social sciences graduates. Given the institution's selectivity (18% admission rate, 1473 average SAT), you might expect stronger early earnings than what these estimates suggest. The reality is that social sciences degrees—even from elite institutions—often lead to careers where credential prestige matters less than in fields like engineering or business, and early salaries frequently lag other majors.
The practical takeaway: if your child is committed to social sciences at Michigan, the estimated debt appears serviceable but not exceptional. The investment makes more sense if they're pursuing graduate school or specific career paths where U-M's network provides clear advantages. Otherwise, understanding why these estimates trail state peers should prompt deeper investigation into actual employment outcomes before committing.
Where University of Michigan-Ann Arbor Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Michigan
Social Sciences bachelors's programs at peer institutions in Michigan (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,228 | $37,459* | — | $29,198* | — | |
| $15,988 | $46,206* | $50,723 | $29,198* | 0.63 | |
| $14,628 | $43,217* | $44,033 | $27,400* | 0.63 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Ann Arbor, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.