Analysis
A $60,930 starting salary—drawn from national medians for applied mathematics bachelor's programs—against $21,000 in estimated debt suggests a manageable financial picture, though parents should recognize these aren't actual outcomes from University of Michigan-Dearborn graduates. The debt-to-earnings ratio of 0.34 means your student would owe roughly four months of their first-year salary, positioning them to potentially clear this debt within a few years if they pursue typical quantitative careers.
What makes this estimate particularly uncertain is the lack of reported data from any of Michigan's 10 applied mathematics programs, meaning we can't verify whether UM-Dearborn's outcomes align with or diverge from state patterns. Applied mathematics programs nationally vary considerably—the 75th percentile reaches $71,670—and factors like internship networks, employer connections in metro Detroit, and whether graduates pursue graduate study all influence actual results. The university's 44% Pell grant population suggests it serves many first-generation and lower-income students, which can correlate with different career trajectories than flagship campuses.
The practical reality: you're evaluating whether to invest in a program where the numbers look reasonable on paper but lack school-specific confirmation. If your student is mathematically strong and committed to quantitative fields, the estimated debt load is low enough that even below-average outcomes wouldn't create crushing burden. However, demand to see concrete placement data—where recent graduates actually work and what they actually earn—before committing.
Where University of Michigan-Dearborn Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Applied Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,944 | $60,930* | — | $21,000* | — | |
| $59,076 | $114,279* | $166,324 | —* | — | |
| $68,230 | $99,193* | $125,979 | $10,000* | 0.10 | |
| $60,952 | $97,700* | — | $25,841* | 0.26 | |
| $65,997 | $94,684* | — | —* | — | |
| $69,045 | $91,559* | — | —* | — | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Dearborn, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 44 similar programs. Actual outcomes may vary.