Liberal Arts and Sciences, General Studies and Humanities at University of Michigan-Dearborn
Bachelor's Degree
Analysis
At first glance, University of Michigan-Dearborn's liberal arts program looks reasonably successful—graduates carry manageable debt at just under $33,000, well below the national norm, and earn slightly above the national median for this field. The concerning issue isn't the starting point but the trajectory: earnings essentially flatline at around $38,000 from year one through year four, suggesting limited career progression in the early years. This places the program below the state median and in the 40th percentile among Michigan liberal arts programs, where competitors like Spring Arbor and Siena Heights see graduates earning $44,000 to $47,000 four years out.
The financial picture isn't alarming—the debt-to-earnings ratio of 0.86 means graduates can realistically manage their loans—but families should understand they're paying for a credential that delivers middle-of-the-pack outcomes in Michigan. With 44% of students receiving Pell grants, this is clearly serving a population that needs education to pay off economically. The stagnant earnings growth through year four is the real caution flag here, suggesting graduates may need additional credentials or strategic career moves to see meaningful salary increases. If your child is considering this path, the relatively low debt is a plus, but plan for the long game—this isn't a degree that appears to unlock rapid earnings growth on its own.
Where University of Michigan-Dearborn Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Michigan-Dearborn graduates compare to all programs nationally
University of Michigan-Dearborn graduates earn $38k, placing them in the 57th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Michigan
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Michigan (29 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Michigan-Dearborn | $37,742 | $37,807 | $32,609 | 0.86 |
| Spring Arbor University | $47,121 | — | $30,657 | 0.65 |
| Siena Heights University | $44,746 | $46,912 | $27,137 | 0.61 |
| Baker College | $42,426 | $42,418 | $44,313 | 1.04 |
| Saginaw Valley State University | $40,740 | $56,972 | $38,865 | 0.95 |
| Ferris State University | $38,583 | — | $29,852 | 0.77 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Spring Arbor University Spring Arbor | $32,580 | $47,121 | $30,657 |
| Siena Heights University Adrian | $29,778 | $44,746 | $27,137 |
| Baker College Owosso | $12,810 | $42,426 | $44,313 |
| Saginaw Valley State University University Center | $12,240 | $40,740 | $38,865 |
| Ferris State University Big Rapids | $13,630 | $38,583 | $29,852 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Dearborn, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 45 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.