Median Earnings (1yr)
$37,742
57th percentile (40th in MI)
Median Debt
$32,609
21% above national median
Debt-to-Earnings
0.86
Manageable
Sample Size
45
Adequate data

Analysis

At first glance, University of Michigan-Dearborn's liberal arts program looks reasonably successful—graduates carry manageable debt at just under $33,000, well below the national norm, and earn slightly above the national median for this field. The concerning issue isn't the starting point but the trajectory: earnings essentially flatline at around $38,000 from year one through year four, suggesting limited career progression in the early years. This places the program below the state median and in the 40th percentile among Michigan liberal arts programs, where competitors like Spring Arbor and Siena Heights see graduates earning $44,000 to $47,000 four years out.

The financial picture isn't alarming—the debt-to-earnings ratio of 0.86 means graduates can realistically manage their loans—but families should understand they're paying for a credential that delivers middle-of-the-pack outcomes in Michigan. With 44% of students receiving Pell grants, this is clearly serving a population that needs education to pay off economically. The stagnant earnings growth through year four is the real caution flag here, suggesting graduates may need additional credentials or strategic career moves to see meaningful salary increases. If your child is considering this path, the relatively low debt is a plus, but plan for the long game—this isn't a degree that appears to unlock rapid earnings growth on its own.

Where University of Michigan-Dearborn Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

University of Michigan-DearbornOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Michigan-Dearborn graduates compare to all programs nationally

University of Michigan-Dearborn graduates earn $38k, placing them in the 57th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Michigan (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Michigan-Dearborn$37,742$37,807$32,6090.86
Spring Arbor University$47,121—$30,6570.65
Siena Heights University$44,746$46,912$27,1370.61
Baker College$42,426$42,418$44,3131.04
Saginaw Valley State University$40,740$56,972$38,8650.95
Ferris State University$38,583—$29,8520.77
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Spring Arbor University
Spring Arbor
$32,580$47,121$30,657
Siena Heights University
Adrian
$29,778$44,746$27,137
Baker College
Owosso
$12,810$42,426$44,313
Saginaw Valley State University
University Center
$12,240$40,740$38,865
Ferris State University
Big Rapids
$13,630$38,583$29,852

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Michigan-Dearborn, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 45 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.