Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Looking at comparable cognitive science programs nationwide, this degree appears financially sound, with estimated first-year earnings of $41,362 and debt around $17,481—a manageable 0.42 ratio that means roughly five months of income to cover what's borrowed. The debt figure is actually slightly below the national median for these programs, which matters when you're looking at a relatively accessible state university with an 82% admission rate.
The challenge is that cognitive science occupies an unusual academic space—it's interdisciplinary by design, blending psychology, computer science, and neuroscience—and career trajectories vary wildly depending on which direction graduates take. Programs like this typically prepare students for everything from UX research to data analysis to graduate school in psychology or AI. That $41,000 starting salary represents students heading in very different directions, and it's worth knowing that the national 75th percentile reaches $50,710, suggesting significant upside for those who leverage the computational or research-focused aspects of the degree.
Given UMN-Duluth's smaller scale and the suppressed data, your child would benefit from investigating how this specific program structures its curriculum—whether it leans technical (valuable) or theoretical (grad school pipeline). The debt burden won't be crushing either way, but the career payoff hinges entirely on building marketable skills alongside the degree, particularly in programming, statistics, or lab research that translates beyond academia.
Where University of Minnesota-Duluth Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Compare to Similar Programs Nationally
Cognitive Science bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,318 | $41,362* | — | $17,481* | — | |
| $62,484 | $105,695* | — | $8,055* | 0.08 | |
| $66,104 | $84,314* | $96,904 | $18,660* | 0.22 | |
| $67,844 | $75,672* | — | $18,000* | 0.24 | |
| $14,850 | $64,559* | $91,715 | $13,950* | 0.22 | |
| $13,747 | $53,962* | $62,158 | $13,000* | 0.24 | |
| National Median | — | $41,362* | — | $17,750* | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.