Est. Earnings (1yr)Estimated
$41,362
Est. from national median (19 programs)
Est. Median DebtEstimated
$17,481
Est. from national median (11 programs)

Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.

Analysis

Looking at comparable cognitive science programs nationwide, this degree appears financially sound, with estimated first-year earnings of $41,362 and debt around $17,481—a manageable 0.42 ratio that means roughly five months of income to cover what's borrowed. The debt figure is actually slightly below the national median for these programs, which matters when you're looking at a relatively accessible state university with an 82% admission rate.

The challenge is that cognitive science occupies an unusual academic space—it's interdisciplinary by design, blending psychology, computer science, and neuroscience—and career trajectories vary wildly depending on which direction graduates take. Programs like this typically prepare students for everything from UX research to data analysis to graduate school in psychology or AI. That $41,000 starting salary represents students heading in very different directions, and it's worth knowing that the national 75th percentile reaches $50,710, suggesting significant upside for those who leverage the computational or research-focused aspects of the degree.

Given UMN-Duluth's smaller scale and the suppressed data, your child would benefit from investigating how this specific program structures its curriculum—whether it leans technical (valuable) or theoretical (grad school pipeline). The debt burden won't be crushing either way, but the career payoff hinges entirely on building marketable skills alongside the degree, particularly in programming, statistics, or lab research that translates beyond academia.

Where University of Minnesota-Duluth Stands

Earnings vs. debt across all cognitive science bachelors's programs nationally

Compare to Similar Programs Nationally

Cognitive Science bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Minnesota-DuluthDuluth$14,318$41,362*—$17,481*—
Stanford UniversityStanford$62,484$105,695*—$8,055*0.08
University of PennsylvaniaPhiladelphia$66,104$84,314*$96,904$18,660*0.22
Tufts UniversityMedford$67,844$75,672*—$18,000*0.24
University of California-BerkeleyBerkeley$14,850$64,559*$91,715$13,950*0.22
University of California-Los AngelesLos Angeles$13,747$53,962*$62,158$13,000*0.24
National Median—$41,362*—$17,750*0.43
* Estimated from similar programs

Career Paths

Occupations commonly associated with cognitive science graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Community and Social Service Specialists, All Other

All community and social service specialists not listed separately.

Directors, Religious Activities and Education

Coordinate or design programs and conduct outreach to promote the religious education or activities of a denominational group. May provide counseling, guidance, and leadership relative to marital, health, financial, and religious problems.

Religious Workers, All Other

All religious workers not listed separately.

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

Self-Enrichment Teachers

Teach or instruct individuals or groups for the primary purpose of self-enrichment or recreation, rather than for an occupational objective, educational attainment, competition, or fitness.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.