Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs β see details below.
Analysis
The estimated $25,000 in debt for this HR program positions it well below what peer Minnesota schools typically reportβabout $4,000 less than the state median. While the first-year earnings estimate of roughly $53,000 comes from other Minnesota HR programs rather than actual UMD-Duluth outcomes, that figure sits just above the national median for the field and reflects what the state's HR market generally delivers. The resulting debt-to-earnings ratio of 0.48 suggests manageable repayment, assuming these peer-based estimates hold true for UMD-Duluth graduates.
What's less clear is how UMD-Duluth's program stacks up against competitors like Bethel or St. Thomas, where reported outcomes show considerably higher earnings. The lack of published data for this specific program means parents can't see whether UMD-Duluth's HR graduates follow the state trend or outperform it. Similar programs across Minnesota vary by more than $20,000 in first-year earnings, which would significantly change the value calculation.
The favorable debt number gives this program a built-in advantage if the earnings estimates prove accurate. For parents, the key question is whether UMD-Duluth's career services and Twin Cities corporate connections can help HR graduates land roles that match or exceed the $53,000 benchmark. Request placement data and employer partnerships specific to the HR program before committing.
Where University of Minnesota-Duluth Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs in Minnesota
Human Resources Management and Services bachelors's programs at peer institutions in Minnesota (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,318 | $52,667* | β | $25,281* | β | |
| $42,930 | $76,000* | $76,632 | $29,919* | 0.39 | |
| $25,000 | $65,730* | $57,399 | $28,666* | 0.44 | |
| $14,436 | $64,834* | $60,668 | $36,121* | 0.56 | |
| $10,899 | $56,465* | $56,152 | $38,233* | 0.68 | |
| $52,284 | $52,667* | $65,066 | $23,750* | 0.45 | |
| National Median | β | $50,361* | β | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Minnesota-Duluth, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in MN. Actual outcomes may vary.