Liberal Arts and Sciences, General Studies and Humanities at University of Missouri-Columbia
Bachelor's Degree
Analysis
Missouri's flagship delivers solid returns for a liberal arts degree, particularly when you consider the debt picture. At $39,317 in first-year earnings, graduates earn more than the national median and land in the 60th percentile among Missouri programs—respectable performance for a field often criticized for poor financial outcomes. More importantly, they're graduating with just $20,569 in debt, roughly $7,200 less than the state median and $6,400 below the national average. That 0.52 debt-to-earnings ratio means students can realistically pay this off within a few years.
The 21% earnings bump from year one to year four suggests these graduates are finding their footing professionally, though they still trail the state's top private colleges. William Jewell and Saint Louis University graduates earn significantly more, but also likely carry higher debt loads given typical private school costs. For families paying in-state tuition, Mizzou offers a practical middle ground—you're getting flagship university resources and alumni networks without crushing debt.
The bottom line: If your child wants a liberal arts education in Missouri and you're cost-conscious, this program delivers reasonable earnings with minimal financial burden. The moderate debt paired with steady earnings growth makes this a low-risk path, even if it won't lead to the highest-paying outcomes.
Where University of Missouri-Columbia Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Missouri-Columbia graduates compare to all programs nationally
University of Missouri-Columbia graduates earn $39k, placing them in the 64th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Missouri
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Missouri (38 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Missouri-Columbia | $39,317 | $47,666 | $20,569 | 0.52 |
| William Jewell College | $50,663 | $59,142 | $26,831 | 0.53 |
| Saint Louis University | $48,829 | — | $54,581 | 1.12 |
| Columbia College | $45,133 | $49,234 | $30,658 | 0.68 |
| University of Missouri-Kansas City | $39,992 | $48,355 | $25,000 | 0.63 |
| University of Missouri-St Louis | $38,332 | $40,966 | $35,750 | 0.93 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Missouri
Compare tuition, earnings, and debt across Missouri schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| William Jewell College Liberty | $19,890 | $50,663 | $26,831 |
| Saint Louis University Saint Louis | $53,244 | $48,829 | $54,581 |
| Columbia College Columbia | $24,326 | $45,133 | $30,658 |
| University of Missouri-Kansas City Kansas City | $11,988 | $39,992 | $25,000 |
| University of Missouri-St Louis Saint Louis | $13,440 | $38,332 | $35,750 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-Columbia, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 116 graduates with reported earnings and 117 graduates with debt data. Small samples may not be representative.