Analysis
This music degree outperforms most comparable programs nationally, with first-year earnings of $35,835 placing graduates well above the $26,036 national median for bachelor's-level music programs. That $10,000 advantage matters significantly in a field where many graduates struggle financially early in their careers. The program essentially matches University of Missouri-Columbia's outcomes while costing students substantially less in a more accessible urban setting.
The estimated debt of $23,089—derived from similar Missouri programs since this specific program's cohort was too small to report—translates to a manageable 0.64 debt-to-earnings ratio. This puts graduates in a stronger position than many arts degree holders, though parents should recognize these figures come from peer programs rather than this specific school's track record. Similar Missouri music programs suggest borrowers face monthly payments around $250, which is feasible but tight on a $36,000 salary, leaving little margin for the financial realities many musicians face: irregular income, equipment costs, and potential graduate school.
For families serious about music as a career path, UMSL appears to deliver solid value compared to state alternatives. The stronger earnings combined with modest estimated debt create breathing room for graduates to pursue performance, teaching, or industry work without crushing financial pressure. Just understand you're betting on a program whose outcomes are inferred from similar schools rather than proven by its own graduates' success.
Where University of Missouri-St Louis Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How University of Missouri-St Louis graduates compare to all programs nationally
Compare to Similar Programs in Missouri
Music bachelors's programs at peer institutions in Missouri (33 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,440 | $35,835 | — | $23,089* | — | |
| $14,130 | $35,939 | — | $27,000* | 0.75 | |
| $9,739 | $30,321 | — | $21,750* | 0.72 | |
| $11,988 | $22,315 | $31,819 | $23,089* | 1.03 | |
| National Median | — | $26,036 | — | $26,000* | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-St Louis, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 18 graduates with debt data. Small samples may not be representative.