Analysis
A debt-to-earnings ratio of 0.65 suggests a manageable financial starting point, but the limited data here requires context. Peer social sciences programs nationally produce median first-year earnings around $37,500, which is where this program's estimates land. That's sobering for a four-year degree—you're looking at roughly $18 an hour to start, and the $24,400 in estimated debt represents nearly two-thirds of that first year's salary.
What makes this harder to assess is that Missouri social sciences programs show significant variation. While the state median earnings align closely with national figures, debt levels at comparable Missouri schools average $34,400—substantially higher than what UMSL graduates are estimated to carry. If that lower debt estimate holds true, it would represent a meaningful advantage. However, without program-specific data, it's impossible to know whether UMSL's structure, internship connections, or career placement actually deliver different outcomes than the typical social sciences bachelor's.
The fundamental question is whether this degree opens doors that justify the investment. Social sciences degrees can lead to various careers in business, nonprofits, government, and research, but many require additional credentials or significant experience to reach higher earning potential. Given the estimates available, parents should treat this as a modest financial bet—workable if your child has clear post-graduation plans or knows they'll need graduate school, but risky if they're exploring without direction.
Where University of Missouri-St Louis Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Missouri
Social Sciences bachelors's programs at peer institutions in Missouri (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,440 | $37,459* | — | $24,423* | — | |
| $9,496 | $37,193* | — | $34,390* | 0.92 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-St Louis, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.