Analysis
A Geography and Cartography bachelor's degree from the University of Nebraska at Kearney projects an estimated debt-to-earnings ratio of 0.58—moderately manageable by most standards, though the data comes from national peer programs rather than UNK's specific outcomes. With first-year earnings around $38,700 (the national median for geography degrees) and debt near $22,400, graduates would face monthly payments of roughly $250 on a standard 10-year plan—about 8% of pre-tax monthly income. That's workable if you secure employment matching these estimates, but geography and cartography careers can vary significantly depending on specialization. GIS analysts typically earn more than general geographers, and private sector positions often outpace government or nonprofit roles.
The challenge here is uncertainty. Nebraska has only five schools offering this program, and none report actual graduate outcomes publicly, making it difficult to gauge whether UNK's specific curriculum and regional employer connections deliver results matching the national average. The university's 86% admission rate and modest test scores suggest a student body with varied preparation levels, which sometimes correlates with wider outcome variation. For a field where technical skills (especially GIS software proficiency) matter enormously, you'll want to verify that UNK provides robust hands-on training and employer connections. If your child is drawn to geography, ensure they're building marketable technical competencies beyond coursework—internships and portfolio projects matter considerably in landing positions that justify this investment.
Where University of Nebraska at Kearney Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs Nationally
Geography and Cartography bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,302 | $38,726* | — | $22,359* | — | |
| $16,400 | $58,786* | — | —* | — | |
| $65,739 | $56,756* | — | —* | — | |
| $13,099 | $54,204* | $64,337 | $16,479* | 0.30 | |
| $8,994 | $53,079* | — | —* | — | |
| $64,990 | $52,883* | — | $25,000* | 0.47 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska at Kearney, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.