Liberal Arts and Sciences, General Studies and Humanities at University of Nebraska at Kearney
Bachelor's Degree
Analysis
With first-year earnings of just $29,471, UNK's liberal arts graduates start significantly behind the curve—landing in the bottom quartile nationally and trailing the Nebraska median by nearly $6,000. This is concerning when you consider that graduates carry $20,675 in debt, which represents 70% of that first year's salary. The program ranks in the 84th percentile for debt nationally, meaning most comparable programs burden students with less. Even within Nebraska's relatively modest liberal arts landscape, this program underperforms: University of Nebraska at Omaha's graduates earn nearly $12,000 more right out of the gate.
The saving grace here is strong earnings growth—graduates see income jump 46% by year four, reaching $43,055. That's a meaningful recovery that eventually brings earnings closer to national norms. Still, that requires four years of financial struggle with below-average pay while servicing above-average debt. For a family concerned about immediate post-graduation financial stability, this creates real risk.
Bottom line: If your child is set on liberal arts at a Nebraska public university, UNK presents the weakest early-career outcomes in the state system. The earnings rebound by year four softens the blow, but those first few years will be financially tight. Unless there are compelling personal reasons to attend UNK specifically, other Nebraska options offer a stronger financial start.
Where University of Nebraska at Kearney Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Nebraska at Kearney graduates compare to all programs nationally
University of Nebraska at Kearney graduates earn $29k, placing them in the 19th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Nebraska
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Nebraska (15 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Nebraska at Kearney | $29,471 | $43,055 | $20,675 | 0.70 |
| University of Nebraska at Omaha | $40,892 | $45,327 | $26,310 | 0.64 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Nebraska
Compare tuition, earnings, and debt across Nebraska schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Nebraska at Omaha Omaha | $8,370 | $40,892 | $26,310 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska at Kearney, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 35 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.