Analysis
Nebraska geography programs typically leave graduates navigating a tight financial picture in their first year. With estimated earnings around $38,700 and debt near $22,400, this means dedicating roughly seven months of pre-tax income to loan repayment—manageable compared to many fields, but hardly comfortable when you're establishing yourself professionally in the Midwest job market.
The challenge here is less about the debt load itself than what geography careers actually pay early on. Whether graduates move into GIS analysis, urban planning support roles, or environmental consulting, starting salaries in this field cluster in the upper $30,000s nationally. That's consistent across most programs, which means UNO likely mirrors this pattern. The debt-to-earnings ratio of 0.58 falls within reasonable bounds, but it doesn't leave much cushion for graduates who need to stay in Omaha or other mid-sized Midwest metros where cost of living advantages are real but salary scales are compressed.
For families evaluating this investment, the key question is whether their student has a clear path to the stronger-paying applications of geography skills—particularly GIS and spatial analysis roles that can push into the mid-$40,000s faster. Without that technical focus, geography degrees can lead to lower-tier administrative or research assistant positions where the debt becomes harder to manage. The program's accessibility (87% admission rate) suggests it's a realistic option academically, but the financial return depends heavily on what specific skills students develop beyond the core curriculum.
Where University of Nebraska at Omaha Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs Nationally
Geography and Cartography bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,370 | $38,726* | — | $22,359* | — | |
| $16,400 | $58,786* | — | —* | — | |
| $65,739 | $56,756* | — | —* | — | |
| $13,099 | $54,204* | $64,337 | $16,479* | 0.30 | |
| $8,994 | $53,079* | — | —* | — | |
| $64,990 | $52,883* | — | $25,000* | 0.47 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska at Omaha, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.