Median Earnings (1yr)
$22,417
18th percentile (60th in NM)
Median Debt
$10,084
8% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
39
Adequate data

Analysis

UNM-Gallup's liberal arts program sits at an interesting crossroads: it performs right at the New Mexico median for similar programs, placing in the 60th percentile statewide, yet trails significantly behind the national picture. First-year graduates earn $22,417—about $5,000 less than the national median for associate-level liberal arts programs. The debt load of roughly $10,000 is manageable, with graduates earning enough to cover it within six months of full-time work, but several other New Mexico institutions offer the same degree with substantially higher earnings potential.

The 15% earnings growth to nearly $26,000 by year four suggests some upward mobility, though these remain modest wages in absolute terms. What's notable is how much variation exists even within New Mexico—Central New Mexico Community College graduates from the same program earn $31,000, nearly $9,000 more than UNM-Gallup grads in their first year. For families in the Gallup area weighing convenience against outcomes, that's a significant gap.

This program makes most sense for students who need to stay local and plan to use the associate's as a stepping stone to a bachelor's degree, where liberal arts credentials carry more market value. As a standalone credential for immediate employment, the combination of below-national earnings and better alternatives within driving distance makes it hard to recommend over other New Mexico options unless geographic constraints leave few choices.

Where University of New Mexico-Gallup Campus Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

University of New Mexico-Gallup CampusOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of New Mexico-Gallup Campus graduates compare to all programs nationally

University of New Mexico-Gallup Campus graduates earn $22k, placing them in the 18th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Mexico

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New Mexico (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of New Mexico-Gallup Campus$22,417$25,880$10,0840.45
Central New Mexico Community College$31,097$32,237$6,6250.21
New Mexico State University-Dona Ana$27,868$29,235$10,4970.38
Southeast New Mexico College$27,868$29,235$10,4970.38
New Mexico State University-Alamogordo$27,868$29,235$10,4970.38
New Mexico State University-Grants$27,868$29,235$10,4970.38
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New Mexico

Compare tuition, earnings, and debt across New Mexico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Central New Mexico Community College
Albuquerque
$1,934$31,097$6,625
New Mexico State University-Dona Ana
Las Cruces
$2,322$27,868$10,497
Southeast New Mexico College
Carlsbad
$1,176$27,868$10,497
New Mexico State University-Alamogordo
Alamogordo
$2,616$27,868$10,497
New Mexico State University-Grants
Grants
$2,136$27,868$10,497

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of New Mexico-Gallup Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.