Median Earnings (1yr)
$22,417
18th percentile (60th in NM)
Median Debt
$10,084
8% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
39
Adequate data

Analysis

UNM's general studies associate's degree earns exactly the state median for this program type—$22,417 in the first year—but trails the national median by nearly $5,000. While that 60th percentile state ranking might sound middling, it's actually concerning: this ties for the *lowest* earnings among New Mexico programs we can measure, with five community colleges in the state delivering 24-39% higher first-year earnings for the same credential.

The 15% earnings growth to $25,880 by year four offers some upward trajectory, and the debt load of just over $10,000 keeps the immediate financial burden manageable. For students who need an open-access institution (UNM admits 95% of applicants) and plan to transfer to complete a bachelor's degree, this provides an affordable entry point. The concerning part is that completers appear to be entering relatively low-wage work compared to peers who earn the same degree elsewhere in New Mexico.

For families viewing this as a terminal degree, the numbers don't make a strong case. An associate's degree that places graduates at $22,000 annually limits financial independence, particularly in a state where peer programs consistently produce better outcomes. If your student plans to continue to a four-year degree, this works as a stepping stone. If they're stopping here, Central New Mexico Community College's program delivers 39% higher earnings for roughly the same debt.

Where University of New Mexico-Main Campus Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

University of New Mexico-Main CampusOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of New Mexico-Main Campus graduates compare to all programs nationally

University of New Mexico-Main Campus graduates earn $22k, placing them in the 18th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Mexico

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New Mexico (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of New Mexico-Main Campus$22,417$25,880$10,0840.45
Central New Mexico Community College$31,097$32,237$6,6250.21
New Mexico State University-Dona Ana$27,868$29,235$10,4970.38
Southeast New Mexico College$27,868$29,235$10,4970.38
New Mexico State University-Alamogordo$27,868$29,235$10,4970.38
New Mexico State University-Grants$27,868$29,235$10,4970.38
National Median$27,248$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New Mexico

Compare tuition, earnings, and debt across New Mexico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Central New Mexico Community College
Albuquerque
$1,934$31,097$6,625
New Mexico State University-Dona Ana
Las Cruces
$2,322$27,868$10,497
Southeast New Mexico College
Carlsbad
$1,176$27,868$10,497
New Mexico State University-Alamogordo
Alamogordo
$2,616$27,868$10,497
New Mexico State University-Grants
Grants
$2,136$27,868$10,497

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of New Mexico-Main Campus, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.