Median Earnings (1yr)
$40,777
43rd percentile (40th in NC)
Median Debt
$20,130
23% below national median
Debt-to-Earnings
0.49
Manageable
Sample Size
199
Adequate data

Analysis

A $20,130 debt load for a teaching credential represents one of the better financial deals in North Carolina education—UNC Wilmington graduates pay about 18% less than the state median and roughly $6,000 below the national benchmark. For a profession notorious for loading new teachers with debt, that's a meaningful advantage. The downside? Starting salaries of $40,777 place graduates slightly below both state and national medians, and earnings barely budge over the first four years. The program ranks in the 40th percentile among North Carolina's 46 teacher education programs, with top schools like NC A&T and Elon starting their graduates $6,000-$8,000 higher.

The practical calculus is straightforward: your child will enter the workforce with manageable debt—roughly half a year's starting salary—but will face the same salary compression that affects most North Carolina teachers regardless of where they trained. The modest earnings growth (just $800 over four years) reflects teaching's standardized pay scales rather than anything specific to UNCW's preparation. North Carolina's teacher salary structure essentially limits upside across the board.

For families prioritizing affordability in teacher preparation, UNCW delivers on keeping debt low without sacrificing program quality. The tradeoff is accepting that starting salaries won't match the state's top programs, though the debt advantage helps offset that gap during those crucial first repayment years.

Where University of North Carolina Wilmington Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

University of North Carolina WilmingtonOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina Wilmington graduates compare to all programs nationally

University of North Carolina Wilmington graduates earn $41k, placing them in the 43th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in North Carolina (46 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina Wilmington$40,777$41,584$20,1300.49
North Carolina A & T State University$49,099———
Elon University$47,095$44,611$20,0000.42
North Carolina Central University$46,773$43,985$31,8800.68
North Carolina State University at Raleigh$44,979$42,750$21,5000.48
Greensboro College$43,963—$47,7451.09
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
North Carolina A & T State University
Greensboro
$6,748$49,099—
Elon University
Elon
$44,536$47,095$20,000
North Carolina Central University
Durham
$6,542$46,773$31,880
North Carolina State University at Raleigh
Raleigh
$8,895$44,979$21,500
Greensboro College
Greensboro
$20,400$43,963$47,745

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina Wilmington, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 199 graduates with reported earnings and 195 graduates with debt data. Small samples may not be representative.