Median Earnings (1yr)
$49,379
48th percentile (60th in FL)
Median Debt
$15,500
34% below national median
Debt-to-Earnings
0.31
Manageable
Sample Size
52
Adequate data

Analysis

University of North Florida's International Business program outperforms most Florida competitors despite charging far less debt than nearly every peer institution nationally. At $15,500, graduates leave with about one-third less debt than the national median while earning $56,391 four years out—placing them in the 60th percentile among Florida programs and essentially matching national performance.

The math here works strongly in favor of UNF. That debt-to-earnings ratio of 0.31 means graduates owe roughly one-third of their first-year salary, a manageable burden that should allow for comfortable repayment. When you compare earnings to similar programs at Florida Atlantic ($47,047) or FIU ($45,661), UNF's trajectory looks competitive, yet the debt load is substantially lighter. Even private options like Tampa charge graduates only slightly more while likely carrying significantly higher debt.

The 14% earnings growth over four years shows steady career progression, and the starting salary of $49,379 provides a reasonable foundation for entry-level business professionals in Jacksonville's growing economy. For Florida families looking at international business programs, UNF delivers solid outcomes without the financial risk that comes with borrowing $20,000-$25,000 at pricier alternatives. It's a straightforward value play: middle-of-the-pack earnings with bottom-tier debt.

Where University of North Florida Stands

Earnings vs. debt across all international business bachelors's programs nationally

University of North FloridaOther international business programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Florida graduates compare to all programs nationally

University of North Florida graduates earn $49k, placing them in the 48th percentile of all international business bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

International Business bachelors's programs at peer institutions in Florida (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Florida$49,379$56,391$15,5000.31
The University of Tampa$48,149$74,400$25,2500.52
Florida Atlantic University$47,047$60,027$17,5000.37
Florida International University$45,661$56,343$17,7500.39
University of South Florida$44,096$53,207$16,9360.38
Rollins College$36,201$57,017$25,0000.69
National Median$49,890$23,4720.47

Other International Business Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tampa
Tampa
$33,424$48,149$25,250
Florida Atlantic University
Boca Raton
$4,879$47,047$17,500
Florida International University
Miami
$6,565$45,661$17,750
University of South Florida
Tampa
$6,410$44,096$16,936
Rollins College
Winter Park
$58,300$36,201$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 52 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.