Median Earnings (1yr)
$23,530
40th percentile (60th in GA)
Median Debt
$22,375
12% below national median
Debt-to-Earnings
0.95
Manageable
Sample Size
49
Adequate data

Analysis

University of North Georgia's fine arts graduates earn slightly below the national median at $23,530 initially, climbing to $26,065 after four years. What makes this program worth considering is its relative performance within Georgia: it ranks in the 60th percentile statewide, beating the state median by over $3,800 first-year earnings. With debt of $22,375—about $5,000 less than the typical Georgia fine arts graduate carries—this creates a manageable debt-to-earnings ratio just under 1:1.

The reality check is that these are still modest earnings for a four-year degree, and the program lags well behind Georgia's top offerings at Kennesaw State ($35,846) and UGA ($34,056). However, fine arts is rarely a lucrative field immediately after graduation, and the 11% earnings growth suggests graduates are finding their footing. The lower debt load matters significantly here: every dollar saved in borrowing represents meaningful relief when starting salaries are in the low $20,000s.

For families comfortable with an arts degree despite limited immediate earning potential, this program offers a relatively safer financial profile than most Georgia alternatives. The combination of below-average debt and above-state-median earnings creates a foundation that won't leave graduates drowning in payments, even if they need time to establish their creative careers.

Where University of North Georgia Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of North GeorgiaOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Georgia graduates compare to all programs nationally

University of North Georgia graduates earn $24k, placing them in the 40th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Georgia

Fine and Studio Arts bachelors's programs at peer institutions in Georgia (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Georgia$23,530$26,065$22,3750.95
Kennesaw State University$35,846$35,178$26,0970.73
University of Georgia$34,056$41,747$21,9470.64
University of West Georgia$25,093$39,917$31,0001.24
Oglethorpe University$22,866———
Columbus State University$22,798$27,436$30,4301.33
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Georgia

Compare tuition, earnings, and debt across Georgia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kennesaw State University
Kennesaw
$5,786$35,846$26,097
University of Georgia
Athens
$11,180$34,056$21,947
University of West Georgia
Carrollton
$5,971$25,093$31,000
Oglethorpe University
Atlanta
$45,806$22,866—
Columbus State University
Columbus
$5,751$22,798$30,430

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Georgia, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 49 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.