Analysis
The estimated debt-to-earnings ratio of 0.52 for this certificate suggests a workable financial picture—based on what peer geography and cartography programs typically produce, graduates would owe roughly half their first-year salary. That's better than many undergraduate certificates manage, though it's worth remembering these are national estimates rather than outcomes specific to UNG's program. Since the Department of Education suppresses data when graduate cohorts are too small, we're looking at what similar programs across the country typically deliver.
The challenge with specialized certificates like this one is understanding their actual career pathway. Geography and cartography skills can lead to GIS analyst roles, urban planning positions, or environmental consulting work, but a certificate alone may serve more as a credential boost for current professionals or a stepping stone toward further study rather than a standalone qualification. The estimated $41,000 first-year earnings—drawn from comparable programs—would make the estimated $21,600 debt serviceable, but parents should verify whether this certificate functions as job training or academic preparation in their child's specific context.
Without school-specific outcomes, the best move is contacting UNG's geography program directly to ask about typical graduate paths: Are completers moving into jobs, continuing to bachelor's degrees, or adding credentials to existing careers? That conversation will clarify whether this certificate serves your child's goals better than the national estimates can predict.
Where University of North Georgia Stands
Earnings vs. debt across all geography and cartography certificate's programs nationally
Compare to Similar Programs Nationally
Geography and Cartography certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,009 | $41,295* | — | $21,644* | — | |
| $9,490 | $50,411* | — | —* | — | |
| $44,460 | $47,464* | — | $23,412* | 0.49 | |
| $11,450 | $44,270* | — | $25,385* | 0.57 | |
| $4,879 | $42,833* | — | $19,692* | 0.46 | |
| $8,250 | $42,580* | — | —* | — | |
| National Median | — | $41,294* | — | $22,197* | 0.54 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Georgia, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 14 similar programs. Actual outcomes may vary.