Analysis
The debt burden tells a more promising story than you might expect from a helping profession. Based on comparable bachelor's programs in human services nationally, graduates here can anticipate roughly $28,000 in debt—substantially below both the national and Texas medians for this field. That's meaningful when you're entering a profession where first-year earnings hover around $36,600, producing a manageable debt-to-income ratio of 0.76. Serving a predominantly low-income student body (51% receive Pell grants), UNT Dallas appears to keep borrowing costs in check relative to peer institutions.
The earnings picture aligns with national expectations for human services, which typically means steady but modest compensation. Similar programs across the country produce first-year salaries in this same $33,000-$40,000 range. Human services work—whether in case management, community outreach, or social assistance—rarely generates high initial salaries, but it offers stability and mission-driven work for those drawn to it.
For families evaluating this investment: the lower estimated debt matters significantly in a field where earnings grow slowly. If your student is committed to helping professions and wants to stay in the Dallas area, this program offers an accessible entry point without the crushing debt burden seen at many Texas competitors. The real risk isn't the numbers—it's whether your student can sustain career satisfaction on a human services salary long-term.
Where University of North Texas at Dallas Stands
Earnings vs. debt across all human services bachelors's programs nationally
Compare to Similar Programs in Texas
Human Services bachelors's programs at peer institutions in Texas (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,590 | $36,630* | — | $27,925* | — | |
| $23,186 | $33,082* | $39,568 | $27,258* | 0.82 | |
| National Median | — | $36,630* | — | $31,573* | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas at Dallas, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.