Entrepreneurial and Small Business Operations at University of North Texas
Bachelor's Degree
Analysis
UNT's entrepreneurship program hits right at the national median for first-year earnings, but its real advantage comes from two factors: relatively modest debt and solid upward trajectory. At $19,365 in median debt—well below both the state and national averages—students graduate with meaningful financial flexibility. That 0.43 debt-to-earnings ratio means graduates owe less than half their first-year salary, giving entrepreneurs crucial breathing room if they're launching ventures or need time to find the right opportunity.
The 60th percentile ranking among Texas programs matters here. While UNT can't compete with TCU's $65,000 starting salaries, it outperforms the state median and costs significantly less than private alternatives. The 23% earnings growth to $55,824 by year four suggests graduates are finding traction, whether in small business ownership, family enterprises, or corporate roles. For a program serving a substantial share of Pell-eligible students at an accessible public university, these outcomes represent solid middle-class employment.
The key consideration: entrepreneurship programs don't always translate directly to entrepreneurial careers, and many graduates end up in traditional business roles. For families comfortable with that flexibility and drawn to UNT's reasonable cost structure, this program delivers decent value without the financial strain that could actually prevent someone from taking entrepreneurial risks down the road.
Where University of North Texas Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of North Texas graduates compare to all programs nationally
University of North Texas graduates earn $45k, placing them in the 50th percentile of all entrepreneurial and small business operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Texas (16 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of North Texas | $45,265 | $55,824 | $19,365 | 0.43 |
| Texas Christian University | $65,028 | — | $25,292 | 0.39 |
| Baylor University | $59,052 | $78,193 | $19,375 | 0.33 |
| University of Houston | $52,752 | — | $11,100 | 0.21 |
| Lamar University | $32,129 | $37,736 | $25,406 | 0.79 |
| Dallas Baptist University | $31,694 | — | — | — |
| National Median | $45,265 | — | $24,125 | 0.53 |
Other Entrepreneurial and Small Business Operations Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Texas Christian University Fort Worth | $57,220 | $65,028 | $25,292 |
| Baylor University Waco | $54,844 | $59,052 | $19,375 |
| University of Houston Houston | $9,711 | $52,752 | $11,100 |
| Lamar University Beaumont | $8,690 | $32,129 | $25,406 |
| Dallas Baptist University Dallas | $38,140 | $31,694 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 91 graduates with reported earnings and 86 graduates with debt data. Small samples may not be representative.