Median Earnings (1yr)
$36,588
51st percentile (40th in TX)
Median Debt
$22,254
18% below national median
Debt-to-Earnings
0.61
Manageable
Sample Size
799
Adequate data

Analysis

UNT's Liberal Arts program delivers surprisingly strong earnings growth despite a modest start. While graduates earn $36,588 in their first year—slightly below the Texas median of $38,829—they see impressive 36% earnings growth by year four, reaching nearly $50,000. This "fast riser" trajectory suggests the program builds valuable skills that employers increasingly recognize over time.

The debt picture is notably favorable. At $22,254, student debt is well below both the national median ($27,000) and Texas median ($26,875) for similar programs, ranking in the 79th percentile nationally for low debt. This creates a manageable debt-to-earnings ratio of 0.61, meaning graduates can realistically pay off loans while building their careers. The program ranks in the 40th percentile among Texas liberal arts programs—middle of the pack but reasonable given UNT's accessible 72% admission rate.

While this isn't the highest-earning liberal arts program in Texas (UT Austin and private schools like University of St. Thomas significantly outperform), UNT offers solid value for the investment. The combination of below-average debt and strong earnings growth creates a financially viable path, especially for students seeking an affordable education at a well-established public university. The robust sample size of 100+ graduates makes these outcomes reliable predictors.

Where University of North Texas Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

University of North TexasOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Texas graduates compare to all programs nationally

University of North Texas graduates earn $37k, placing them in the 51th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Texas (56 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Texas$36,588$49,781$22,2540.61
University of St Thomas$53,187—$25,0000.47
University of the Incarnate Word$47,241$60,690$21,0040.44
The University of Texas at Austin$45,243$59,458$19,0520.42
Wayland Baptist University$44,688$52,558$24,2580.54
Lamar University$43,524$43,525$29,2980.67
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of St Thomas
Houston
$33,660$53,187$25,000
University of the Incarnate Word
San Antonio
$35,660$47,241$21,004
The University of Texas at Austin
Austin
$11,678$45,243$19,052
Wayland Baptist University
Plainview
$23,186$44,688$24,258
Lamar University
Beaumont
$8,690$43,524$29,298

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Texas, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 799 graduates with reported earnings and 890 graduates with debt data. Small samples may not be representative.