Analysis
Multidisciplinary Studies programs in Colorado typically produce stronger earnings than what these estimates suggest for UNC. While peer programs statewide show graduates earning around $45,000—and Colorado Boulder's reaches $48,000—the national benchmark used here projects just $38,700 in the first year, rising modestly to $40,700 by year four. That puts an estimated debt load of $25,400 in a different light: a 0.66 debt-to-earnings ratio is manageable by conventional standards, but only if actual outcomes align with these national projections rather than with Colorado's higher-earning track record.
The stagnant earnings trajectory deserves attention. Four years out, graduates are earning barely $2,000 more than in their first year, which could reflect the nature of interdisciplinary degrees themselves—these credentials often signal broad thinking but lack the specialized skills that command salary growth. If your student is using this major as a vehicle to combine interests while building specific competencies elsewhere (through internships, certificates, or clear career planning), it can work. Without that intentional direction, though, you're looking at modest pay for someone who completed a bachelor's degree.
Given that these figures are estimates in the absence of actual UNC outcomes, treat this as a yellow light requiring investigation. Connect with the program directly to understand what alumni actually do and earn, particularly those who graduated recently. The debt load won't crush your child, but the career path matters enormously with a major this broad.
Where University of Northern Colorado Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Northern Colorado | — | $40,654 | — |
| University of the Pacific | $104,803 | $165,593 | +58% |
| Yale University | $45,769 | $104,899 | +129% |
| Thomas Edison State University | $88,629 | $95,807 | +8% |
| Metropolitan State University of Denver | $42,196 | $43,488 | +3% |
Compare to Similar Programs in Colorado
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Colorado (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,010 | $38,704* | $40,654 | $25,373* | — | |
| $16,430 | $48,229* | — | $23,831* | 0.49 | |
| $10,780 | $42,196* | $43,488 | $30,700* | 0.73 | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Colorado, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 196 similar programs. Actual outcomes may vary.