Median Earnings (1yr)
$26,944
53rd percentile (60th in CO)
Median Debt
$24,354
6% below national median
Debt-to-Earnings
0.90
Manageable
Sample Size
31
Adequate data

Analysis

University of Northern Colorado's music graduates start with first-year earnings just under $27,000—a figure that sits squarely at Colorado's median but slightly above the national average for music degrees. The modest $24,354 debt load means graduates aren't drowning in payments, with a debt-to-earnings ratio under 1.0. However, the concerning detail here is that earnings actually slip by 4% over four years rather than growing, suggesting graduates may face challenges finding sustainable career footing in music.

Within Colorado's competitive music education landscape, UNC holds middle ground. It trails Colorado State's $38,000 first-year earnings by a significant margin, though it outperforms Metro State's sub-$20,000 figure. The fact that UNC ranks at the 60th percentile statewide means you're getting better-than-average outcomes for a Colorado music program—not exceptional, but reliably above the median.

For parents, this comes down to expectations and backup plans. If your child is pursuing music with clear professional goals and awareness that income may plateau early, the manageable debt makes this a reasonable choice. The earnings don't grow over time, which is atypical, so this degree works best when paired with either strong networking in Colorado's music scene or flexibility to pivot into adjacent careers like education or arts administration where the bachelor's credential opens doors.

Where University of Northern Colorado Stands

Earnings vs. debt across all music bachelors's programs nationally

University of Northern ColoradoOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Colorado graduates compare to all programs nationally

University of Northern Colorado graduates earn $27k, placing them in the 53th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Music bachelors's programs at peer institutions in Colorado (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Colorado$26,944$25,751$24,3540.90
Colorado State University-Fort Collins$38,277$46,495$26,8370.70
University of Colorado Denver/Anschutz Medical Campus$29,483$35,964$27,0000.92
University of Denver$23,262$30,103$24,2501.04
Metropolitan State University of Denver$19,797$35,697$30,9711.56
National Median$26,036$26,0001.00

Other Music Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Colorado State University-Fort Collins
Fort Collins
$12,896$38,277$26,837
University of Colorado Denver/Anschutz Medical Campus
Denver
$10,017$29,483$27,000
University of Denver
Denver
$59,340$23,262$24,250
Metropolitan State University of Denver
Denver
$10,780$19,797$30,971

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Colorado, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.