Median Earnings (1yr)
$24,095
45th percentile (60th in IA)
Median Debt
$26,500
5% above national median
Debt-to-Earnings
1.10
Elevated
Sample Size
38
Adequate data

Analysis

University of Northern Iowa's Fine Arts program sits right at the state median for first-year earnings at $24,095, but what separates it from other Iowa options is its trajectory: graduates see 40% earnings growth by year four, reaching $33,793. That's substantially higher than the University of Iowa's $28,008, though UI's numbers may not reflect the same timeframe. Among Iowa's 23 fine arts programs, this ranks in the 60th percentile—solidly middle-of-the-pack for the state.

The $26,500 in debt looks manageable compared to many bachelor's programs, with a debt-to-earnings ratio of 1.10 that sits in the 32nd percentile nationally (meaning most programs carry heavier debt burdens). The real question is whether $24,095 first-year earnings can cover living expenses while those loans come due. Arts graduates often supplement income with gig work or take time to establish themselves, which these numbers don't capture.

For parents of aspiring artists, this represents a relatively affordable path to a BFA. The earnings growth suggests graduates do build viable careers over time, though year-one finances will be tight. If your child is committed to studio practice and willing to hustle through lean early years, UNI's combination of modest debt and upward trajectory makes more sense than higher-cost alternatives.

Where University of Northern Iowa Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of Northern IowaOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Northern Iowa graduates compare to all programs nationally

University of Northern Iowa graduates earn $24k, placing them in the 45th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Iowa

Fine and Studio Arts bachelors's programs at peer institutions in Iowa (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Northern Iowa$24,095$33,793$26,5001.10
University of Iowa$28,008$39,860$27,0000.96
Grinnell College$20,111—$16,7500.83
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Iowa

Compare tuition, earnings, and debt across Iowa schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Iowa
Iowa City
$10,964$28,008$27,000
Grinnell College
Grinnell
$64,862$20,111$16,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northern Iowa, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 38 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.