Analysis
A debt-to-earnings ratio of 0.72 tells you that graduates of comparable social sciences programs can expect to spend roughly nine months of their first year's salary covering education debt—a manageable starting point, though peer programs in Minnesota typically show stronger first-year earnings around $42,000. The estimated $37,500 first-year earnings align with the national median for social sciences bachelor's programs but lag behind what similar Minnesota programs produce, which matters since the estimated $27,000 debt load sits below Minnesota's typical $31,000 for this field.
The real question is value: Northwestern-St Paul's highly selective Christian environment and smaller class sizes may justify choosing this program despite the earnings gap with state peers, but you're making that choice with limited visibility into this specific program's actual graduate outcomes. Metropolitan State graduates in social sciences, for instance, earn that higher Minnesota median right out of the gate with comparable debt burdens. Social sciences degrees often serve as stepping stones to graduate school or specific career paths in nonprofit work, ministry, or social services—fields where Northwestern's mission alignment might matter more than the $4,500 earnings difference.
If your student is drawn to Northwestern's faith-integrated approach and has a clear career trajectory in mind, the estimated debt burden won't be crushing. But if they're exploring social sciences broadly and keeping options open, programs with stronger documented outcomes and better alignment with Minnesota's job market deserve serious consideration.
Where University of Northwestern-St Paul Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Minnesota
Social Sciences bachelors's programs at peer institutions in Minnesota (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,830 | $37,459* | — | $26,975* | — | |
| $9,780 | $41,954* | $46,986 | $31,000* | 0.74 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Northwestern-St Paul, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.