Analysis
A debt-to-earnings ratio of 0.61 suggests that peer social sciences programs nationally produce manageable first-year debt loads—about seven months of earnings. However, both the estimated $36,279 starting salary and $22,116 debt figure come from national medians across similar programs, not from University of Puerto Rico-Arecibo's actual graduate outcomes. With 86% of students receiving Pell grants, many families here are banking on this degree opening doors in Puerto Rico's economy, where job markets and salary structures may differ significantly from mainland patterns.
The national benchmark provides some reassurance: social sciences bachelor's programs across the country cluster around these earnings figures, placing this estimate right at the median rather than toward the bottom. But Puerto Rico has only three institutions offering this degree, and none report sufficient graduate data for comparison. That means you're flying blind on how this specific program—and this campus within the UPR system—actually performs in the local context where most graduates will likely work.
For families facing limited financial flexibility, the uncertainty matters. If actual outcomes align with these estimates, the debt burden is workable. But without concrete data on where Arecibo's social sciences graduates land and what they earn in Puerto Rico's job market, you're making an investment decision based on what happens elsewhere in the country—which may or may not translate to Arecibo's reality.
Where University of Puerto Rico-Arecibo Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,324 | $36,279* | — | $22,116* | — | |
| $14,850 | $61,109* | $97,257 | $15,000* | 0.25 | |
| $7,410 | $54,265* | — | $12,500* | 0.23 | |
| $17,239 | $51,753* | $59,341 | $25,000* | 0.48 | |
| $65,168 | $48,243* | $61,389 | —* | — | |
| $11,380 | $45,509* | — | —* | — | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Puerto Rico-Arecibo, approximately 86% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.