Analysis
A Bachelor's in Cognitive Science at University of Richmond comes with an estimated $18,000 in debt—roughly on par with the national median—and peer programs nationally suggest first-year earnings around $41,000. That debt-to-earnings ratio of 0.44 is manageable, falling well below the concerning 1.0 threshold where annual debt equals first-year salary. For context, Virginia's only other cognitive science program with public data (UVA) reports significantly lower earnings at $27,628, though that single comparison point makes state-level benchmarking less reliable here.
The bigger question is what Richmond's selective environment (23% admission rate, 1474 SAT average) adds to this equation. Cognitive science graduates from comparable programs nationwide typically earn about $41,000, but that figure spans institutions with vastly different resources and networks. Richmond's small class sizes and proximity to D.C.'s research and policy sectors could translate to stronger outcomes than the national baseline suggests, though without school-specific data, that remains speculative. The relatively low proportion of Pell students (18%) indicates the campus tends to draw from higher-income families who may have additional financial cushion.
If your child is genuinely passionate about cognitive science and Richmond's interdisciplinary approach fits their learning style, the estimated debt load isn't prohibitive. But given the uncertainty around actual outcomes for Richmond graduates specifically, ensure your family can absorb that $18,000 without strain—and understand you're partly betting on the school's broader reputation to lift those earnings above what peer programs typically produce.
Where University of Richmond Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Compare to Similar Programs in Virginia
Cognitive Science bachelors's programs at peer institutions in Virginia (2 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $62,600 | $41,362* | — | $18,000* | — | |
| $20,986 | $27,628* | $56,408 | $16,162* | 0.58 | |
| National Median | — | $41,362* | — | $17,750* | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Richmond, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.