Est. Earnings (1yr)
$48,786
Est. from CA median (8 programs)
Est. Median Debt
$30,016
Est. from national median (72 programs)

Analysis

A Bachelor's in HR from University of San Francisco carries an estimated debt load of $30,016β€”higher than both the state median of $25,067 and the national median of $26,625. When paired with first-year earnings that comparable California programs suggest will land around $48,786, you're looking at a debt-to-earnings ratio of 0.62. That's manageable but not comfortable, especially in one of the country's most expensive metros where that salary won't stretch far.

The earnings picture is where this gets tricky. While peer HR programs in California cluster around that $49K mark, the top-performing programs in the state are producing graduates who earn $57K to $66K in their first yearβ€”a significant gap. Given USF's 51% admission rate and solid SAT profile, you might expect outcomes closer to the higher end of that range, but without actual graduate data for this specific program, we're working with limited visibility. What's clear is that $49K in San Francisco demands careful financial planning, particularly with $30K in debt to service.

The uncertainty here matters. Without reported outcomes from USF's own HR graduates, you can't know whether this program punches above or below the state average. If you're set on this path, push the school hard for employment outcomes, alumni connections in HR, and corporate recruiting relationships that could justify both the debt premium and the Bay Area cost of living.

Where University of San Francisco Stands

Earnings vs. debt across all human resources management and services bachelors's programs nationally

Compare to Similar Programs in California

Human Resources Management and Services bachelors's programs at peer institutions in California (24 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of San FranciscoSan Francisco$58,222$48,786*β€”$30,016*β€”
University of Massachusetts GlobalAliso Viejo$12,520$65,673*$66,122$22,979*0.35
University of Phoenix-CaliforniaOntarioβ€”$57,983*$51,907$50,470*0.87
Fresno Pacific UniversityFresno$35,558$55,616*$59,185$27,155*0.49
Ashford UniversitySan Diego$13,160$51,118*$50,031$41,117*0.80
California State University-Long BeachLong Beach$7,008$46,453*$56,388$12,733*0.27
National Medianβ€”$50,361*β€”$26,625*0.53
* Estimated from similar programs

Career Paths

Occupations commonly associated with human resources management and services graduates

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Training and Development Managers

Plan, direct, or coordinate the training and development activities and staff of an organization.

$127,090/yrJobs growth:Bachelor's degree

Labor Relations Specialists

Resolve disputes between workers and managers, negotiate collective bargaining agreements, or coordinate grievance procedures to handle employee complaints.

$93,500/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Law Teachers, Postsecondary

Teach courses in law. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Compliance Officers

Examine, evaluate, and investigate eligibility for or conformity with laws and regulations governing contract compliance of licenses and permits, and perform other compliance and enforcement inspection and analysis activities not classified elsewhere.

$78,420/yrJobs growth:Bachelor's degree

Environmental Compliance Inspectors

Inspect and investigate sources of pollution to protect the public and environment and ensure conformance with Federal, State, and local regulations and ordinances.

$78,420/yrJobs growth:Bachelor's degree

Equal Opportunity Representatives and Officers

Monitor and evaluate compliance with equal opportunity laws, guidelines, and policies to ensure that employment practices and contracting arrangements give equal opportunity without regard to race, religion, color, national origin, sex, age, or disability.

$78,420/yrJobs growth:Bachelor's degree

Government Property Inspectors and Investigators

Investigate or inspect government property to ensure compliance with contract agreements and government regulations.

$78,420/yrJobs growth:Bachelor's degree

Coroners

Direct activities such as autopsies, pathological and toxicological analyses, and inquests relating to the investigation of deaths occurring within a legal jurisdiction to determine cause of death or to fix responsibility for accidental, violent, or unexplained deaths.

$78,420/yrJobs growth:Bachelor's degree

Regulatory Affairs Specialists

Coordinate and document internal regulatory processes, such as internal audits, inspections, license renewals, or registrations. May compile and prepare materials for submission to regulatory agencies.

$78,420/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Francisco, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in CA. Actual outcomes may vary.