Median Earnings (1yr)
$72,879
39th percentile (40th in FL)
Median Debt
$22,452
17% below national median
Debt-to-Earnings
0.31
Manageable
Sample Size
588
Adequate data

Analysis

USF's nursing program delivers solid employment outcomes but falls short of maximizing earning potential in Florida's competitive market. With first-year earnings of $72,879, graduates earn about $3,600 less than the typical Florida nursing graduate and $2,000 below the national average. More concerning, this program ranks in just the 40th percentile among Florida's 72 nursing programs—meaning 60% of comparable programs in the state produce higher-earning graduates.

The financial picture is mixed but manageable. At $22,452, student debt sits below both state and national medians, creating a reasonable debt-to-earnings ratio of 0.31. However, the virtual absence of salary growth (+1% over four years) suggests graduates may hit an early earnings ceiling rather than building toward higher-paying positions over time.

When community colleges like Valencia and Miami Dade are producing nursing graduates who earn $20,000+ more annually, USF's four-year program raises value questions. While the degree provides solid entry into nursing with manageable debt, your child would likely have better earning prospects at several other Florida institutions. If choosing USF for other reasons (location, campus experience), the nursing program won't derail career prospects, but it's not the state's strongest pathway to maximizing nursing income.

Where University of South Florida Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

University of South FloridaOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of South Florida graduates compare to all programs nationally

University of South Florida graduates earn $73k, placing them in the 39th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Florida (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South Florida$72,879$73,237$22,4520.31
West Coast University-Miami$95,859$98,869$38,1450.40
Valencia College$93,751—$22,1580.24
Miami Dade College$90,158—$12,5000.14
Seminole State College of Florida$89,194—$22,1340.25
Pasco-Hernando State College$89,145—$22,0970.25
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
West Coast University-Miami
Doral
$23,691$95,859$38,145
Valencia College
Orlando
$2,474$93,751$22,158
Miami Dade College
Miami
$2,838$90,158$12,500
Seminole State College of Florida
Sanford
$3,227$89,194$22,134
Pasco-Hernando State College
New Port Richey
$3,155$89,145$22,097

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 588 graduates with reported earnings and 592 graduates with debt data. Small samples may not be representative.