Analysis
A debt-to-earnings ratio of 0.58 suggests manageable borrowing for this program, though the limited graduate sample size means we're working with educated guesses rather than concrete outcomes. Based on what comparable Geography and Cartography programs typically produce nationally—around $38,700 in first-year earnings against roughly $22,400 in debt—the financial fundamentals appear reasonable. A student could expect to carry about seven months of gross income in debt, which falls within the standard one-year-salary guideline that financial advisors often cite.
The challenge is that University of Southern Maine is one of only three schools in Maine offering this bachelor's degree, and none have sufficient graduate data for the government to report actual outcomes. This means you're evaluating the program largely on faith in the university's instruction and network, rather than on proven track record. The earnings estimate comes from the national median across 95 programs—helpful for establishing a baseline, but it doesn't tell you whether USM specifically connects students to good jobs in Portland's economy or nearby geographic information systems roles.
For an anxious parent, the key question is whether your student has specific career plans that require this degree. If they're passionate about GIS analysis, urban planning, or environmental mapping and have researched actual job opportunities in Maine or are willing to relocate, the modest debt burden makes this a defensible choice. If they're still exploring, the lack of program-specific outcomes warrants a serious conversation about alternatives.
Where University of Southern Maine Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs Nationally
Geography and Cartography bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,920 | $38,726* | — | $22,359* | — | |
| $16,400 | $58,786* | — | —* | — | |
| $65,739 | $56,756* | — | —* | — | |
| $13,099 | $54,204* | $64,337 | $16,479* | 0.30 | |
| $8,994 | $53,079* | — | —* | — | |
| $64,990 | $52,883* | — | $25,000* | 0.47 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.