Median Earnings (1yr)
$29,716
20th percentile (25th in ME)
Median Debt
$25,000
7% below national median
Debt-to-Earnings
0.84
Manageable
Sample Size
16
Limited data

Analysis

University of Southern Maine's liberal arts program ranks in the bottom quartile nationally and within Maine, with first-year earnings of $29,716 falling well short of both the state median ($36,809) and national benchmark ($36,340). Even within Maine's relatively small market of 14 schools offering this degree, USM trails programs at University of Maine at Augusta ($39,982) and University of Maine at Presque Isle ($38,395) by significant margins. The $25,000 median debt sits at the 66th percentile nationally—meaning two-thirds of similar programs burden students with less debt for better outcomes.

The 21% earnings growth over four years does help close the gap somewhat, bringing graduates to $35,875 by year four. However, this still lags behind where graduates from competing Maine programs start. With a sub-30 sample size, these numbers could shift with more data, but the consistency of the pattern—low starting salary, high relative debt, bottom-tier state ranking—suggests structural challenges rather than statistical noise.

For Maine families, this represents a weak value proposition in a state where better-performing liberal arts programs exist at comparable public universities. Unless your student has compelling non-financial reasons to attend USM specifically, exploring alternatives like UMA or University of Maine at Presque Isle would likely deliver stronger economic returns for similar or lower debt burdens.

Where University of Southern Maine Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

University of Southern MaineOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Maine graduates compare to all programs nationally

University of Southern Maine graduates earn $30k, placing them in the 20th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maine

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Maine (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Maine$29,716$35,875$25,0000.84
University of Maine at Augusta$39,982$41,897$27,8410.70
University of Maine at Presque Isle$38,395—$24,7500.64
Husson University$36,809—$31,0000.84
University of Maine$34,404$44,377$21,1660.62
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maine

Compare tuition, earnings, and debt across Maine schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maine at Augusta
Augusta
$8,618$39,982$27,841
University of Maine at Presque Isle
Presque Isle
$8,990$38,395$24,750
Husson University
Bangor
$22,194$36,809$31,000
University of Maine
Orono
$12,606$34,404$21,166

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.