Analysis
The business degree at Southern Mississippi appears to land in solid territory financially, with first-year earnings from comparable programs nationally hitting around $50,740 against estimated debt of $24,621. That debt-to-earnings ratio of 0.49 suggests graduates could reasonably manage their loans—about half a year's salary to repay is workable for most borrowers, especially in a field with steady employment demand.
What deserves attention here is the limited visibility. With both earnings and debt figures estimated from peer programs rather than actual Southern Miss outcomes, parents are essentially betting on this school delivering results consistent with the national median for business degrees. Given the university's 99% admission rate and below-average SAT scores, there's legitimate uncertainty about whether graduates here will match those benchmarks or fall short. The nearly half of students receiving Pell grants suggests many families are already stretching financially, making actual outcomes matter even more.
The practical path forward: this program looks viable if your student can keep debt near or below the $24,621 estimate and has clear career goals within business. But with only two schools offering business degrees in Mississippi and no reported data from either, you're flying blind on how this specific program performs. If your child is considering this route, securing internships and networking aggressively becomes essential insurance—they'll need every advantage to ensure they hit those median earnings that make the debt manageable.
Where University of Southern Mississippi Stands
Earnings vs. debt across all business, management, marketing, bachelors's programs nationally
Compare to Similar Programs Nationally
Business, Management, Marketing, bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,618 | $50,740* | — | $24,621* | — | |
| $13,120 | $82,115* | — | $29,062* | 0.35 | |
| $16,450 | $80,842* | — | $15,697* | 0.19 | |
| $41,010 | $73,382* | $78,432 | $27,000* | 0.37 | |
| $59,070 | $72,850* | $89,485 | $26,500* | 0.36 | |
| $58,150 | $70,365* | $89,440 | $26,000* | 0.37 | |
| National Median | — | $50,740* | — | $26,000* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Mississippi, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 31 similar programs. Actual outcomes may vary.