Analysis
A debt load of $22,359 against first-year earnings around $38,700 suggests a manageable financial start for geography graduates, though both figures come from national patterns rather than University of Southern Mississippi's specific outcomes. The debt-to-earnings ratio of 0.58 falls comfortably below the 1.0 threshold that signals trouble, meaning graduates from comparable programs typically earn nearly twice their debt in their first year—a foundation that makes repayment feasible even on entry-level salaries.
The context matters here: USM serves a predominantly in-state population with 47% receiving Pell grants, suggesting many students are seeking affordable paths to middle-class employment. Geography and cartography programs nationally produce fairly consistent outcomes, with the median sitting at $38,700 and even top-quartile programs only reaching about $42,500. This isn't a field where elite credentials dramatically boost earnings, which makes the relatively modest debt load at a 99%-admission-rate public university potentially sensible.
The practical reality is that you're looking at estimated figures based on peer programs nationwide, not verified outcomes from USM graduates specifically. That uncertainty cuts both ways: actual results could be better or worse. But for a family prioritizing accessibility and manageable debt over prestige, a program producing graduates with debt equal to roughly seven months of salary—based on what similar programs achieve—represents a reasonable bet on geographic skills that translate across government, environmental, and private-sector roles.
Where University of Southern Mississippi Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs Nationally
Geography and Cartography bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,618 | $38,726* | — | $22,359* | — | |
| $16,400 | $58,786* | — | —* | — | |
| $65,739 | $56,756* | — | —* | — | |
| $13,099 | $54,204* | $64,337 | $16,479* | 0.30 | |
| $8,994 | $53,079* | — | —* | — | |
| $64,990 | $52,883* | — | $25,000* | 0.47 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Mississippi, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.