Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A debt-to-earnings ratio under 0.5 suggests this program delivers manageable financial outcomes, though the caveat is significant: both the $52,424 first-year salary and $25,000 debt burden are estimates drawn from comparable Illinois programs, not confirmed data from St. Francis graduates themselves. Similar international business programs across Illinois cluster tightly in the low-to-mid $50Ks for starting pay, which tracks with the national median of $49,890. The debt estimate aligns closely with both state and national norms for this degree.
What's encouraging is that peer programs suggest earnings at or above the national average, making the debt load—roughly six months of gross pay—reasonable by today's standards. A 37% Pell grant population indicates St. Francis serves many first-generation and lower-income students who may particularly benefit from career-oriented business training, though smaller graduate cohorts (hence the suppressed data) mean less institutional track record to evaluate.
The practical reality: you're investing in a program with solid projected fundamentals but limited visibility into actual outcomes. If your student thrives in smaller environments and the school's career services can demonstrate concrete employer connections in international business, the estimated numbers suggest a worthwhile investment. But acknowledge you're placing some faith in how well St. Francis's specific program performs relative to its Illinois peers.
Where University of St Francis Stands
Earnings vs. debt across all international business bachelors's programs nationally
Compare to Similar Programs in Illinois
International Business bachelors's programs at peer institutions in Illinois (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,000 | $52,424* | — | $25,000* | — | |
| $51,716 | $55,496* | — | $25,000* | 0.45 | |
| $16,021 | $52,491* | $60,942 | $19,059* | 0.36 | |
| $39,680 | $52,357* | — | —* | — | |
| $49,834 | $37,350* | — | $25,500* | 0.68 | |
| National Median | — | $49,890* | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Francis, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IL. Actual outcomes may vary.