Religion/Religious Studies at University of St Thomas
Bachelor's Degree
Analysis
The small sample size here demands caution, but the earnings trajectory tells an interesting story: graduates start at $27,496—below Minnesota's typical Religious Studies graduate at $31,912—then nearly double their income within four years to $42,622. That kind of growth is unusual and suggests this program may be preparing students for careers that require some time to develop. The $19,500 debt load is notably lighter than both national and state medians, which matters when starting salaries are modest.
What's puzzling is the percentile gap: this program ranks 59th nationally but only 40th within Minnesota, suggesting the state has several stronger options like St. Olaf College, where graduates start at $36,329. For a Religious Studies degree, where many graduates pursue graduate school or ministry positions with delayed earnings, the lower debt burden is actually more important than the initial salary. The 0.71 debt-to-earnings ratio becomes much more manageable once that four-year salary kicks in.
The practical consideration: if your child is committed to religious studies and wants a private Catholic university experience, the modest debt and strong growth pattern make this workable. But if they're primarily choosing Minnesota schools, they should compare offers carefully—other in-state programs are placing graduates into higher-paying positions right from the start. The limited sample size means these figures could shift significantly with more data.
Where University of St Thomas Stands
Earnings vs. debt across all religion/religious studies bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of St Thomas graduates compare to all programs nationally
University of St Thomas graduates earn $27k, placing them in the 59th percentile of all religion/religious studies bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Religion/Religious Studies bachelors's programs at peer institutions in Minnesota (12 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of St Thomas | $27,496 | $42,622 | $19,500 | 0.71 |
| St Olaf College | $36,329 | — | $25,000 | 0.69 |
| National Median | $25,450 | — | $25,000 | 0.98 |
Other Religion/Religious Studies Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| St Olaf College Northfield | $56,970 | $36,329 | $25,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 23 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.