Median Earnings (1yr)
$81,012
75th percentile (60th in KY)
Median Debt
$29,400
9% above national median
Debt-to-Earnings
0.36
Manageable
Sample Size
67
Adequate data

Analysis

University of the Cumberlands produces nurses who earn $81,012 in their first year—roughly $10,500 more than the typical Kentucky nursing graduate. That's a meaningful premium, though the program lands squarely in the middle of Kentucky's nursing offerings (60th percentile), trailing schools like Beckfield College and University of Pikeville by about $2,000. Nationally, the program performs even better, reaching the 75th percentile among over 1,100 nursing programs.

The financial equation looks solid: $29,400 in median debt translates to just 36 cents of debt for every dollar of first-year earnings. That's better than the national median for nursing programs, and the debt load itself sits comfortably below average. For context, nearly half of students here receive Pell grants, suggesting the program serves less affluent students without saddling them with excessive debt.

This represents a straightforward path into a well-paying profession. Your child would graduate earning more than most Kentucky nurses while taking on manageable debt. The program isn't the absolute top performer in the state, but it delivers strong outcomes at a reasonable cost—exactly what you want from a nursing degree.

Where University of the Cumberlands Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

University of the CumberlandsOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of the Cumberlands graduates compare to all programs nationally

University of the Cumberlands graduates earn $81k, placing them in the 75th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Compare to Similar Programs in Kentucky

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Kentucky (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of the Cumberlands$81,012—$29,4000.36
Beckfield College-Florence$83,033—$49,8050.60
University of Pikeville$82,878—$33,6180.41
Kentucky Christian University$76,970$70,627$27,7500.36
Galen College of Nursing-Louisville$76,234$82,003$45,7750.60
Union Commonwealth University$72,614—$27,8300.38
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Beckfield College-Florence
Florence
$13,295$83,033$49,805
University of Pikeville
Pikeville
$24,150$82,878$33,618
Kentucky Christian University
Grayson
$25,000$76,970$27,750
Galen College of Nursing-Louisville
Louisville
—$76,234$45,775
Union Commonwealth University
Barbourville
$30,946$72,614$27,830

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Cumberlands, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 67 graduates with reported earnings and 98 graduates with debt data. Small samples may not be representative.