Analysis
International business programs in Texas show a wide range of outcomes, and the limited data available for University of the Incarnate Word suggests this one falls in the middle of the pack. Based on comparable programs across the state, graduates might expect first-year earnings around $42,000—exactly matching the Texas median but falling well short of the $50,000 national benchmark. That $8,000 gap matters when you're carrying debt, even at the estimated $25,000 level here (which is slightly above what most international business programs in Texas report).
The 0.60 debt-to-earnings ratio isn't alarming on its face, but the context is important. Several nearby programs—Saint Edward's, UT Arlington, UT Dallas—produce meaningfully stronger outcomes for graduates, with first-year earnings ranging from $44,000 to nearly $52,000. Given UIW's 93% admission rate and the fact that 43% of students receive Pell grants, this isn't a program where selectivity or connections are likely driving exceptional placement outcomes.
For families weighing this investment, the math works if your student needs the accessibility UIW offers and plans to stay in San Antonio where living costs are moderate. But if competing programs are within reach academically or geographically, peer data suggests they may deliver $5,000-$10,000 more in starting salary—enough to make a real difference in how quickly that debt gets paid down.
Where University of the Incarnate Word Stands
Earnings vs. debt across all international business bachelors's programs nationally
Compare to Similar Programs in Texas
International Business bachelors's programs at peer institutions in Texas (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,660 | $41,911* | — | $25,000* | — | |
| $51,384 | $51,843* | $62,711 | $24,218* | 0.47 | |
| $11,728 | $48,625* | $54,622 | $17,999* | 0.37 | |
| $9,548 | $46,714* | — | —* | — | |
| $14,564 | $44,228* | $80,589 | $17,734* | 0.40 | |
| $7,708 | $41,911* | $50,379 | $13,978* | 0.33 | |
| National Median | — | $49,890* | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Incarnate Word, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in TX. Actual outcomes may vary.