Median Earnings (1yr)
$64,720
5th percentile (25th in TX)
Median Debt
$27,574
2% above national median
Debt-to-Earnings
0.43
Manageable
Sample Size
142
Adequate data

Analysis

University of the Incarnate Word nursing graduates earn substantially less than typical Texas BSN holders—about $12,000 less annually than the state median of $76,677. While the program ranks in the bottom 5th percentile nationally, it performs slightly better within Texas at the 25th percentile, suggesting this is partly about the competitive Texas nursing market where some programs produce graduates earning well into the $90,000s. The debt load of $27,574 is fairly standard, yielding a manageable 0.43 debt-to-earnings ratio, but the modest 5% earnings growth over four years means graduates shouldn't expect significant salary jumps early in their careers.

The gap between this program and top Texas performers is striking. West Coast University-Texas and University of Houston-Clear Lake graduates earn nearly $30,000 more annually, and even Austin Community College—a two-year institution—sees its nursing grads out-earning UIW's bachelor's holders by over $23,000. Given that UIW admits 93% of applicants and serves a high proportion of Pell Grant recipients, accessibility appears to be part of its mission, but families should weigh whether that accessibility justifies the earnings difference.

For families committed to UIW for other reasons—location, campus culture, financial aid packages—nursing remains a stable career path with reasonable debt levels. But students purely focused on maximizing nursing earnings in Texas have clearly stronger options, including community colleges that cost less and deliver better financial outcomes.

Where University of the Incarnate Word Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

University of the Incarnate WordOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of the Incarnate Word graduates compare to all programs nationally

University of the Incarnate Word graduates earn $65k, placing them in the 5th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Texas (73 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of the Incarnate Word$64,720$67,843$27,5740.43
West Coast University-Texas$95,859$98,869$38,1450.40
University of Houston-Clear Lake$93,001———
Baptist Health System School of Health Professions$91,456—$43,0100.47
Austin Community College District$88,105———
Texas A&M University-Central Texas$88,036—$22,7500.26
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
West Coast University-Texas
Richardson
$16,715$95,859$38,145
University of Houston-Clear Lake
Houston
$7,746$93,001—
Baptist Health System School of Health Professions
San Antonio
$14,675$91,456$43,010
Austin Community College District
Austin
$2,550$88,105—
Texas A&M University-Central Texas
Killeen
$6,627$88,036$22,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Incarnate Word, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 142 graduates with reported earnings and 145 graduates with debt data. Small samples may not be representative.