Analysis
Peer programs in international business typically produce first-year earnings around $50,000, which means graduates would face a debt-to-earnings ratio of 0.50 based on an estimated $25,000 in student loans. While that ratio falls within manageable territory—generally you want to stay below 1.0—Arkansas presents an interesting wrinkle: the University of Arkansas reports actual earnings of nearly $60,000 for its international business graduates, about 20% higher than the national baseline this estimate draws from.
That $10,000 gap matters when you're looking at a program where the data is too thin to tell you what's really happening with Ozarks graduates specifically. The estimated debt figure comes from other programs at the school, but without knowing whether international business students here actually land the kind of roles that justify this credential, you're left guessing whether your child will track closer to that $50,000 national figure or potentially lower. The school serves a substantial population of Pell grant students (36%), which speaks to accessibility, but doesn't answer the earnings question.
If your child is set on international business in Arkansas, you need direct information from Ozarks about where recent graduates actually work and what they earn. The estimates suggest reasonable debt, but without confirmed outcomes for this specific program, you're betting on comparable results from programs that may operate in very different markets.
Where University of the Ozarks Stands
Earnings vs. debt across all international business bachelors's programs nationally
Compare to Similar Programs in Arkansas
International Business bachelors's programs at peer institutions in Arkansas (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $25,950 | $49,890* | — | $25,000* | — | |
| $9,748 | $59,793* | $64,220 | $18,665* | 0.31 | |
| National Median | — | $49,890* | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Ozarks, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 103 similar programs. Actual outcomes may vary.