Analysis
With a first-year salary of $21,392 and $26,750 in debt, University of Toledo's Fine Arts program starts graduates in a financially challenging position. That initial earnings figure sits in the bottom quarter nationally and trails the Ohio median by $3,500βa meaningful gap when you're already earning less than two-thirds of Ohio's median household income. While the small sample size (under 30 graduates) means these numbers could shift with more data, the pattern is concerning: graduates from programs across Ohio consistently earn more, with even mid-tier public universities like Youngstown State and Ohio University producing graduates who start 36% higher.
The 49% earnings growth to $31,925 by year four offers some relief, but even this improved figure barely matches what graduates from other Ohio art programs earn in their first year. The 1.25 debt-to-earnings ratio means graduates start owing more than their entire annual salaryβmanageable in theory, difficult in practice when rent, food, and basic expenses consume most of that $21,000. For an anxious parent, the question isn't whether art school is worthwhile (that's personal), but whether this particular program justifies its cost when stronger options exist within the same state system. Unless your child has specific ties to Toledo or unique program advantages not reflected in these outcomes, other Ohio public universities appear to offer better launching points for the same career path.
Where University of Toledo Stands
Earnings vs. debt across all fine and studio arts bachelors's programs nationally
Earnings Distribution
How University of Toledo graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Toledo | $21,392 | $31,925 | +49% |
| Miami University-Oxford | $24,912 | $40,951 | +64% |
| Youngstown State University | $29,203 | $34,931 | +20% |
| Ohio State University-Main Campus | $29,186 | $34,926 | +20% |
| Columbus College of Art & Design | $25,751 | $34,559 | +34% |
Compare to Similar Programs in Ohio
Fine and Studio Arts bachelors's programs at peer institutions in Ohio (59 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,377 | $21,392 | $31,925 | $26,750 | 1.25 | |
| $14,081 | $31,128 | $32,187 | $27,000 | 0.87 | |
| $13,570 | $29,431 | $28,618 | $28,943 | 0.98 | |
| $10,791 | $29,203 | $34,931 | $31,000 | 1.06 | |
| $12,859 | $29,186 | $34,926 | $26,849 | 0.92 | |
| $6,178 | $29,053 | $32,660 | $26,000 | 0.89 | |
| National Median | β | $24,742 | β | $25,295 | 1.02 |
Career Paths
Occupations commonly associated with fine and studio arts graduates
Art Directors
Special Effects Artists and Animators
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Archivists
Curators
Museum Technicians and Conservators
Craft Artists
Fine Artists, Including Painters, Sculptors, and Illustrators
Artists and Related Workers, All Other
Jewelers and Precious Stone and Metal Workers
Gem and Diamond Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.