Median Earnings (1yr)
$21,392
24th percentile (40th in OH)
Median Debt
$26,750
6% above national median
Debt-to-Earnings
1.25
Elevated
Sample Size
28
Limited data

Analysis

With a first-year salary of $21,392 and $26,750 in debt, University of Toledo's Fine Arts program starts graduates in a financially challenging position. That initial earnings figure sits in the bottom quarter nationally and trails the Ohio median by $3,500—a meaningful gap when you're already earning less than two-thirds of Ohio's median household income. While the small sample size (under 30 graduates) means these numbers could shift with more data, the pattern is concerning: graduates from programs across Ohio consistently earn more, with even mid-tier public universities like Youngstown State and Ohio University producing graduates who start 36% higher.

The 49% earnings growth to $31,925 by year four offers some relief, but even this improved figure barely matches what graduates from other Ohio art programs earn in their first year. The 1.25 debt-to-earnings ratio means graduates start owing more than their entire annual salary—manageable in theory, difficult in practice when rent, food, and basic expenses consume most of that $21,000. For an anxious parent, the question isn't whether art school is worthwhile (that's personal), but whether this particular program justifies its cost when stronger options exist within the same state system. Unless your child has specific ties to Toledo or unique program advantages not reflected in these outcomes, other Ohio public universities appear to offer better launching points for the same career path.

Where University of Toledo Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of ToledoOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Toledo graduates compare to all programs nationally

University of Toledo graduates earn $21k, placing them in the 24th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Fine and Studio Arts bachelors's programs at peer institutions in Ohio (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Toledo$21,392$31,925$26,7501.25
Bowling Green State University-Main Campus$31,128$32,187$27,0000.87
University of Cincinnati-Main Campus$29,431$28,618$28,9430.98
Youngstown State University$29,203$34,931$31,0001.06
Ohio State University-Main Campus$29,186$34,926$26,8490.92
Ohio University-Eastern Campus$29,053$32,660$26,0000.89
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bowling Green State University-Main Campus
Bowling Green
$14,081$31,128$27,000
University of Cincinnati-Main Campus
Cincinnati
$13,570$29,431$28,943
Youngstown State University
Youngstown
$10,791$29,203$31,000
Ohio State University-Main Campus
Columbus
$12,859$29,186$26,849
Ohio University-Eastern Campus
Saint Clairsville
$6,178$29,053$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.