Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at University of Toledo
Associate's Degree
utoledo.eduAnalysis
Ohio nursing programs show significant variation in early outcomes, and without this specific program's actual graduate data, you're working with state-level estimates that suggest roughly $64,000 in first-year earnings against $24,000 in debt. That 0.37 ratio falls comfortably below the concerning 1.0 threshold, but several comparable Ohio programs report significantly higher starting salaries—Herzing University-Akron and Hondros College graduates, for instance, begin around $70,000-$73,000 annually.
The estimated debt here is actually lower than Ohio's median for associate nursing programs ($27,000), which helps offset the potentially lower earnings. Still, when peer programs in the same state are producing outcomes $5,000-$9,000 higher in the first year, that gap compounds quickly over a nursing career. The national benchmark of $68,000 also exceeds what similar Ohio programs typically yield, suggesting regional wage patterns may play a role.
For an associate nursing degree that leads to RN licensure, the fundamentals remain sound—manageable debt for a profession with strong demand. But given the spread among Ohio schools, look closely at this program's NCLEX pass rates and clinical partnerships, which aren't captured in these estimated figures. If University of Toledo can't provide concrete placement data for *its* nursing graduates specifically, that's worth probing before committing, especially when nearby programs show stronger reported outcomes.
Where University of Toledo Stands
Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally
Compare to Similar Programs in Ohio
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Ohio (54 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,377 | $64,169* | — | $24,045* | — | |
| $13,420 | $73,342* | $66,789 | $31,509* | 0.43 | |
| $19,902 | $70,840* | $66,317 | $40,774* | 0.58 | |
| $18,950 | $69,485* | $61,758 | $34,097* | 0.49 | |
| $3,435 | $69,403* | $60,006 | $21,667* | 0.31 | |
| $14,148 | $69,200* | $63,932 | $42,650* | 0.62 | |
| National Median | — | $68,409* | — | $20,751* | 0.30 |
Career Paths
Occupations commonly associated with registered nursing, nursing administration, nursing research and clinical nursing graduates
Nurse Anesthetists
Nurse Midwives
Nurse Practitioners
Medical and Health Services Managers
Registered Nurses
Acute Care Nurses
Advanced Practice Psychiatric Nurses
Critical Care Nurses
Clinical Nurse Specialists
Nursing Instructors and Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 48 similar programs in OH. Actual outcomes may vary.