Median Earnings (1yr)
$38,625
28th percentile
60th percentile in Ohio
Median Debt
$24,100
7% below national median

Analysis

Here's something that catches many parents off guard: University of Toledo's teaching program graduates actually earn *more* than most Ohio education programs, ranking in the 60th percentile statewide, even though they fall below the national average. In a state where the typical education graduate earns $35,926, Toledo's $38,625 starting salary represents a meaningful advantage—about $2,700 more per year than the state median. The $24,100 in typical debt is also below both state and national averages, creating a manageable debt-to-earnings ratio of 0.62.

The challenge is what happens next. Earnings essentially flatline over the first four years, edging down slightly to $38,102. This stagnation is common in teaching, where salary schedules move slowly early in a career, but it means graduates shouldn't expect the income growth typical of other professions during their twenties. Looking at Ohio's stronger programs—like Ohio Dominican at $42,513 or Capital at $42,094—shows there's room for better outcomes, though Toledo's lower debt load partially offsets the earnings gap.

For families committed to teaching careers and planning to work in Ohio, this program offers a financially reasonable path. The debt is modest, the starting salary outpaces most Ohio competitors, and job placement in education is generally strong. Just understand that early earnings will likely be your earnings for several years.

Where University of Toledo Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Earnings Distribution

How University of Toledo graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Toledo$38,625$38,102-1%
University of Dayton$38,492$44,038+14%
Capital University$42,094$43,646+4%
Ohio Dominican University$42,513$43,278+2%
Miami University-Oxford$39,155$42,312+8%

Compare to Similar Programs in Ohio

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Ohio (62 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of ToledoToledo$12,377$38,625$38,102$24,1000.62
Ohio Dominican UniversityColumbus$34,370$42,513$43,278$29,0000.68
Capital UniversityColumbus$41,788$42,094$43,646$27,0000.64
Bowling Green State University-Main CampusBowling Green$14,081$40,271$40,145$26,0000.65
Mount St. Joseph UniversityCincinnati$36,650$39,660$40,097$28,3430.71
University of Cincinnati-Main CampusCincinnati$13,570$39,607$37,959$27,0000.68
National Median$41,809$26,0000.62

Career Paths

Occupations commonly associated with teacher education and professional development, specific levels and methods graduates

Education Teachers, Postsecondary

Teach courses pertaining to education, such as counseling, curriculum, guidance, instruction, teacher education, and teaching English as a second language. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Middle School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the middle, intermediate, or junior high school level.

$62,970/yrJobs growth:Bachelor's degree

Kindergarten Teachers, Except Special Education

Teach academic and social skills to kindergarten students.

$62,310/yrJobs growth:Bachelor's degree

Elementary School Teachers, Except Special Education

Teach academic and social skills to students at the elementary school level.

$62,310/yrJobs growth:Bachelor's degree

Adult Basic Education, Adult Secondary Education, and English as a Second Language Instructors

Teach or instruct out-of-school youths and adults in basic education, literacy, or English as a Second Language classes, or in classes for earning a high school equivalency credential.

$59,950/yrJobs growth:Bachelor's degree

Preschool Teachers, Except Special Education

Instruct preschool-aged students, following curricula or lesson plans, in activities designed to promote social, physical, and intellectual growth.

$37,120/yrJobs growth:Associate's degree

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

Self-Enrichment Teachers

Teach or instruct individuals or groups for the primary purpose of self-enrichment or recreation, rather than for an occupational objective, educational attainment, competition, or fitness.

Teachers and Instructors, All Other

All teachers and instructors not listed separately.

Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education

Assist a preschool, elementary, middle, or secondary school teacher with instructional duties. Serve in a position for which a teacher has primary responsibility for the design and implementation of educational programs and services.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 118 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.