Median Earnings (1yr)
$38,625
28th percentile (60th in OH)
Median Debt
$24,100
7% below national median
Debt-to-Earnings
0.62
Manageable
Sample Size
118
Adequate data

Analysis

Here's something that catches many parents off guard: University of Toledo's teaching program graduates actually earn *more* than most Ohio education programs, ranking in the 60th percentile statewide, even though they fall below the national average. In a state where the typical education graduate earns $35,926, Toledo's $38,625 starting salary represents a meaningful advantage—about $2,700 more per year than the state median. The $24,100 in typical debt is also below both state and national averages, creating a manageable debt-to-earnings ratio of 0.62.

The challenge is what happens next. Earnings essentially flatline over the first four years, edging down slightly to $38,102. This stagnation is common in teaching, where salary schedules move slowly early in a career, but it means graduates shouldn't expect the income growth typical of other professions during their twenties. Looking at Ohio's stronger programs—like Ohio Dominican at $42,513 or Capital at $42,094—shows there's room for better outcomes, though Toledo's lower debt load partially offsets the earnings gap.

For families committed to teaching careers and planning to work in Ohio, this program offers a financially reasonable path. The debt is modest, the starting salary outpaces most Ohio competitors, and job placement in education is generally strong. Just understand that early earnings will likely be your earnings for several years.

Where University of Toledo Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

University of ToledoOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Toledo graduates compare to all programs nationally

University of Toledo graduates earn $39k, placing them in the 28th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Ohio (62 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Toledo$38,625$38,102$24,1000.62
Ohio Dominican University$42,513$43,278$29,0000.68
Capital University$42,094$43,646$27,0000.64
Bowling Green State University-Main Campus$40,271$40,145$26,0000.65
Mount St. Joseph University$39,660$40,097$28,3430.71
University of Cincinnati-Main Campus$39,607$37,959$27,0000.68
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ohio Dominican University
Columbus
$34,370$42,513$29,000
Capital University
Columbus
$41,788$42,094$27,000
Bowling Green State University-Main Campus
Bowling Green
$14,081$40,271$26,000
Mount St. Joseph University
Cincinnati
$36,650$39,660$28,343
University of Cincinnati-Main Campus
Cincinnati
$13,570$39,607$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 118 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.