Theological and Ministerial Studies at University of Valley Forge

The first year after graduation looks rough—$25,051 barely covers basic living expenses, let alone $28,000 in student loans. But here's the surprising part: earnings nearly double by year four to $48,764, one of the strongest growth trajectories you'll see in ministry programs. While this still ranks in just the 12th percentile nationally for theological studies, it actually hits the median for Pennsylvania programs, suggesting regional ministry positions may offer more realistic financial prospects than national averages suggest.

The real question is whether your family can weather that first year. With a debt-to-earnings ratio of 1.12, the immediate post-graduation period will require careful budgeting or outside financial support. Ministry careers often involve intentional financial sacrifice, and this program's numbers reflect that reality—though the substantial earnings growth suggests pathways into administrative or leadership roles that pay more sustainably.

One important caveat: this analysis is based on fewer than 30 graduates, so individual outcomes may vary considerably. The high Pell grant percentage (51%) indicates many students here come from lower-income backgrounds and still take this path despite the financial challenges. If your child feels genuinely called to ministry and you can help bridge that difficult first year, the trajectory improves meaningfully. If they're uncertain about the calling or you're counting on immediate self-sufficiency after graduation, the numbers suggest exploring other options.