Median Earnings (1yr)
$41,474
36th percentile (60th in WA)
Median Debt
$17,113
27% below national median
Debt-to-Earnings
0.41
Manageable
Sample Size
82
Adequate data

Analysis

UW Seattle's physics graduates start considerably behind the national median at $41,474, landing in just the 36th percentile nationwide. However, within Washington state, this places them right at the median—meaning half the state's physics programs do worse. The real story emerges over time: by year four, earnings jump 64% to $68,071, transforming what looks like an underwhelming start into solid mid-career positioning.

The debt picture offers genuine relief. At $17,113, graduates owe about $6,200 less than the typical physics major nationally, creating a debt-to-earnings ratio of 0.41 that most parents would consider manageable. A UW physics graduate could reasonably pay off their loans within a few years even on that modest starting salary, and the trajectory suggests accelerating financial stability after that.

The moderate sample size (30-100 graduates) means these numbers could shift year to year, but the pattern is clear: this program trades a slower start for strong growth potential and minimal debt burden. For families weighing this option, the question becomes whether your student can weather those first couple of years on a $41,000 salary—because if they can, the economics improve rapidly from there.

Where University of Washington-Seattle Campus Stands

Earnings vs. debt across all physics bachelors's programs nationally

University of Washington-Seattle CampusOther physics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Washington-Seattle Campus graduates compare to all programs nationally

University of Washington-Seattle Campus graduates earn $41k, placing them in the 36th percentile of all physics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Washington

Physics bachelors's programs at peer institutions in Washington (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Washington-Seattle Campus$41,474$68,071$17,1130.41
Whitworth University$65,316—$23,2500.36
University of Washington-Bothell Campus$41,474$68,071$17,1130.41
National Median$47,670—$23,3040.49

Other Physics Programs in Washington

Compare tuition, earnings, and debt across Washington schools

SchoolIn-State TuitionEarnings (1yr)Debt
Whitworth University
Spokane
$50,920$65,316$23,250
University of Washington-Bothell Campus
Bothell
$12,559$41,474$17,113

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Washington-Seattle Campus, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 82 graduates with reported earnings and 99 graduates with debt data. Small samples may not be representative.