Median Earnings (1yr)
$23,843
43rd percentile (60th in FL)
Median Debt
$16,750
34% below national median
Debt-to-Earnings
0.70
Manageable
Sample Size
32
Adequate data

Analysis

University of West Florida's Fine Arts program makes the financial picture more manageable than most art degrees through notably low debt—$16,750 versus a national median of over $25,000. While starting earnings of $23,843 land below the national average, they're actually above Florida's median for this degree, placing UWF in the 60th percentile statewide. More importantly, these graduates see strong earnings momentum, with income jumping 31% to reach $31,211 by year four.

That growth trajectory matters because it brings UWF graduates ahead of several higher-profile Florida programs, including UF and USF. The debt burden, at 70% of first-year income, remains reasonable compared to typical art degrees that often saddle graduates with debt exceeding their entire first year's salary. For context, this program carries about $8,500 less debt than the national median while delivering comparable early outcomes.

The reality check: even with solid growth, $31,000 at year four represents modest earnings in absolute terms. An art degree from UWF won't lead to financial abundance, but the combination of controlled debt and upward momentum gives graduates breathing room that many art programs don't provide. If your child is committed to pursuing studio art, this represents one of Florida's more practical paths—just ensure they understand they'll need either supplemental income streams or very careful budgeting in those early years.

Where University of West Florida Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of West FloridaOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of West Florida graduates compare to all programs nationally

University of West Florida graduates earn $24k, placing them in the 43th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Fine and Studio Arts bachelors's programs at peer institutions in Florida (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of West Florida$23,843$31,211$16,7500.70
University of North Florida$31,770$38,737$27,0000.85
Florida Atlantic University$28,726$34,266$14,7500.51
Florida State University$26,785$38,712$20,2220.75
University of South Florida$24,818$30,996$22,5000.91
University of Florida$23,793$32,522$16,8630.71
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Florida
Jacksonville
$6,389$31,770$27,000
Florida Atlantic University
Boca Raton
$4,879$28,726$14,750
Florida State University
Tallahassee
$5,656$26,785$20,222
University of South Florida
Tampa
$6,410$24,818$22,500
University of Florida
Gainesville
$6,381$23,793$16,863

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of West Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.