Median Earnings (1yr)
$37,331
95th percentile
Median Debt
$27,437
145% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
21
Limited data

Analysis

UW-Milwaukee's Fine and Studio Arts certificate program posts surprisingly strong first-year earnings of $37,331—placing it in the 95th percentile nationally among similar programs. However, the small sample size (under 30 graduates) means these figures could shift dramatically year to year, and the program carries unusually high debt for a certificate: $27,437 compared to a national median of just $11,187.

The debt number deserves scrutiny. Most certificate programs in fine arts generate about a quarter of what students here are borrowing, suggesting many participants may be taking this as part of a broader degree pursuit or dealing with institutional cost structures that don't align well with short credential programs. The 0.73 debt-to-earnings ratio isn't terrible compared to full bachelor's degrees, but it's steep for what's marketed as a certificate. With only three Wisconsin schools offering this program, there's limited in-state comparison data, though UW-Milwaukee sits at the state median for both metrics.

If your student is considering this route, understand you're looking at limited and potentially volatile data. The earnings outcome looks solid on paper, but the debt level suggests this certificate may function differently than typical standalone credentials. Confirm whether this is genuinely a stand-alone certificate or part of a larger degree plan—that context matters enormously for whether the borrowing makes sense.

Where University of Wisconsin-Milwaukee Stands

Earnings vs. debt across all fine and studio arts certificate's programs nationally

University of Wisconsin-MilwaukeeOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Wisconsin-Milwaukee graduates compare to all programs nationally

University of Wisconsin-Milwaukee graduates earn $37k, placing them in the 95th percentile of all fine and studio arts certificate programs nationally.

Compare to Similar Programs in Wisconsin

Fine and Studio Arts certificate's programs at peer institutions in Wisconsin (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Wisconsin-Milwaukee$37,331—$27,4370.73
National Median$36,639—$11,1870.31

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Milwaukee, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.