Analysis
A debt-to-earnings ratio of 0.20 suggests a manageable financial picture for this certificate program, though that assessment comes with significant uncertainty. Fire protection programs nationally produce median earnings around $47,000 in the first year, with relatively modest debt loads under $10,000—figures that appear to hold for comparable programs at four-year institutions like UW-Oshkosh. If those estimates prove accurate here, graduates would need about five months of gross earnings to cover their borrowing, which is reasonable for a credential designed to complement existing fire service careers or provide specialized training.
The challenge is that with 368 programs nationally offering this certificate, outcomes vary considerably based on how the credential fits into specific career pathways. Some fire protection certificates serve as professional development for current firefighters seeking advancement, while others prepare students for initial entry into the field. Wisconsin's seven programs likely serve different niches, and without actual graduate data from UW-Oshkosh, it's difficult to know whether this particular certificate commands the earnings suggested by national peers or serves a different function altogether.
The financial math looks workable if the estimates hold, but recognize you're making this decision without program-specific outcome data. Connect with UW-Oshkosh's fire protection department directly to understand where their certificate graduates actually land—employment outcomes and salary data from the program itself will matter far more than these national approximations.
Where University of Wisconsin-Oshkosh Stands
Earnings vs. debt across all fire protection certificate's programs nationally
Compare to Similar Programs Nationally
Fire Protection certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,212 | $47,024* | — | $9,557* | — | |
| $3,870 | $77,935* | $70,937 | $12,750* | 0.16 | |
| $2,682 | $55,829* | — | $9,557* | 0.17 | |
| $2,844 | $55,778* | — | —* | — | |
| $3,246 | $52,856* | — | —* | — | |
| $1,270 | $50,364* | — | —* | — | |
| National Median | — | $47,024* | — | $9,557* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Oshkosh, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.