Median Earnings (1yr)
$26,463
44th percentile (40th in WI)
Median Debt
$11,909
9% above national median
Debt-to-Earnings
0.45
Manageable
Sample Size
54
Adequate data

Analysis

UW-Oshkosh's Liberal Arts associate degree starts significantly below the Wisconsin median—graduates earn about $3,500 less than typical Wisconsin peers in their first year and rank in just the 40th percentile statewide. That's meaningful when other Wisconsin programs, including one at UW-Platteville, deliver first-year earnings over $37,000. The modest debt load of $11,909 keeps early-career finances manageable, but you're still paying to underperform compared to nearby alternatives.

The 58% earnings jump from year one to year four tells a more optimistic story. By year four, graduates reach $41,906—well above what most Liberal Arts associate degree holders nationwide earn at that stage. This trajectory suggests the degree functions as a stepping stone, possibly toward bachelor's completion or into career paths where experience matters more than credentials. However, that's a four-year wait to reach competitive earnings.

For a Wisconsin family weighing in-state options, this program represents a conservative financial bet with delayed payoff. The debt won't be crushing, and earnings eventually catch up, but your child will likely spend their early twenties earning less than peers at other Wisconsin public universities. If the plan includes transferring to complete a bachelor's degree, that context matters more than these associate-level numbers. If this is the terminal degree, stronger Wisconsin alternatives exist.

Where University of Wisconsin-Oshkosh Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

University of Wisconsin-OshkoshOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Wisconsin-Oshkosh graduates compare to all programs nationally

University of Wisconsin-Oshkosh graduates earn $26k, placing them in the 44th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Wisconsin

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Wisconsin (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Wisconsin-Oshkosh$26,463$41,906$11,9090.45
University of Wisconsin-Platteville$37,558$37,554$11,8750.32
University of Wisconsin-Whitewater$33,314$33,427$12,0000.36
University of Wisconsin-Milwaukee Flex$30,144$38,900$10,7000.35
University of Wisconsin-Milwaukee$30,144$38,900$10,7000.35
Milwaukee Area Technical College$29,812$36,710$14,2980.48
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Wisconsin

Compare tuition, earnings, and debt across Wisconsin schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Wisconsin-Platteville
Platteville
$8,315$37,558$11,875
University of Wisconsin-Whitewater
Whitewater
$8,250$33,314$12,000
University of Wisconsin-Milwaukee Flex
Milwaukee
—$30,144$10,700
University of Wisconsin-Milwaukee
Milwaukee
$10,020$30,144$10,700
Milwaukee Area Technical College
Milwaukee
$5,017$29,812$14,298

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Oshkosh, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 202 graduates with debt data. Small samples may not be representative.